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SPECIFICTION
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Google Wallet vs Monzo

Google Wallet

wallet.google

Monzo

monzo.com

Side by side

FigureGoogle WalletMonzo
Price fromFree£3/mo
Free planYesYes
Free trial—Yes
Open source——
WebYesYes
iOS—Yes
AndroidYesYes
API—Yes
Plans published18
Spec score · Digital Wallet Apps7.9 (#27)8.9 (#4)
HeadquartersMountain View, California, United StatesMonzo describes its main base as London near Liverpool Street, with an office in Cardiff and staff working globally.

Plans

Google Wallet

  • Google WalletFree

Google Wallet pricing →

Monzo

  • Business LiteFree
  • FreeFree
  • MonzoFree
  • Extra£3 a month
  • Business Pro£9 a month
  • Perks£9 a month
  • Max£19 a month
  • Business Team£25 a month

Monzo pricing →

In their own words

Google Wallet

Google Wallet has no write-up on Specifiction yet; its figures are above.

Visit wallet.google

Monzo

Monzo is a UK bank offering current accounts and app tools for spending, saving, borrowing, investing, and managing money. Salary Sorter divides income into Pots for bills, spending, and other budgeting needs. Customers can use Savings Pots, ISAs, and savings accounts, with rates varying by account and subscription plan; investment options start from £1 and can rise or fall in value. For travel, cardholders can spend abroad without foreign transaction fees and see live exchange rates in the app. Monzo connects other bank accounts and credit cards through FCA-regulated Open Banking, and customers must renew those connections every 90 days. Security features include Call Status, transaction notifications, card freezing, biometric login, and extra checks for large payments. Monzo says eligible deposits are protected by FSCS up to £120,000 per person. The app is available on Android, iOS, and web, with 24/7 in-app chat support. Accounts are for UK residents. The free current account is listed for ages 16+; paid plans have varying prices and eligibility conditions.

Visit monzo.com