| Price from | Free | $1,980/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Digital Wallet Apps | 8.1 (#17) | 8.3 (#12) |
| Spec score · Money Transfer Apps | 7.8 (#54) | 8.4 (#24) |
| Founded | 2016 | 2018 |
| Free plan | Yes | Yes |
| Headquarters | South Jakarta, Indonesia | Tokyo, Japan |
| Mobile platforms | both | both |
| Security | Account protection includes a PIN, biometrics, and fingerprint verification. | PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information. |
| Support | GoPay advertises 24/7 support and lists call center number 1500729. | PayPay directs users with suspected unauthorized use or login problems to its Help pages. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Yes |