Goteo vs M-Changa

Goteo is a crowdfunding platform for projects with social, cultural, educational, or environmental impact. Individuals and organizations can seek funding or practical collaboration for work made, produced, or distributed under free and open terms. Projects must use free or open licenses and contribute to shared knowledge or the commons. A standard campaign has two 40-day rounds, with an all-or-nothing minimum goal in the first. Campaigns describe collective returns alongside individual rewards. Contributors may offer skills, materials, infrastructure, or help with tasks instead of money. Goteo and a community of experts review registered projects and may advise on promotion, licensing, and collective returns. Backers can pay by card, PayPal when enabled by the promoter, or Goteo Virtual Purse. Its API is currently read-only, supports GET, OPTIONS, and HEAD, and offers Basic and OAuth authentication with documented rate limits. The free campaign plan is free when the minimum goal is not reached; successful projects retain 10% of funds raised.

M-Changa is an online and mobile fundraising platform for individuals and institutions. Fundraisers can create a customizable share page with a story, pictures, videos, and a target, for causes such as medical bills, construction, emergencies, funerals, weddings, churches, school fees, group projects, and sports clubs. Donations can be made through mobile money, Visa, MasterCard, and PayPal; card and PayPal options are listed for worldwide use. Recurring donations are supported. In Kenya, users can register, share, and manage a fundraiser by dialing *483*57#, and USSD fundraisers can view donation, withdrawal, and expense statements. Campaigns can be shared through Facebook, X, WhatsApp, and SMS. The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. Withdrawal fees vary by method and amount. A phone line can manage one active fundraiser at a time, though it can contribute to unlimited fundraisers. The service is available on iOS and the web.