GrabPay vs Guarda Wallet
GrabPay
grab.comGuarda Wallet
guarda.comSide by side
| Figure | GrabPay | Guarda Wallet |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 2 |
| Spec score · Digital Wallet Apps | 8.7 (#7) | 8.8 (#6) |
| Founded | 2012 | 2017 |
| Headquarters | 3 Media Close, Singapore 138498 | Lisbon, Portugal |
| Rating on G2 | 4.8 out of 5 from 7 reviews | 4.6 out of 5 from 5 reviews |
| Rating on Google Play | 4.8 out of 5 from 16.6M reviews | 3.8 out of 5 from 6.14K reviews |
| Rating on Trustpilot | 1.5 out of 5 from 907 reviews | 4.3 out of 5 from 2,250 reviews |
| Support | The GrabPay page directs users with questions to the Grab Help Centre. | Guarda advertises 24/7 human support and maintains a help center covering transactions, staking, hardware wallets, loans, security and troubleshooting. |
| What it does | GrabPay combines wallet balance, linked cards and other payment methods for rides, food, shopping, bills and transfers. | Guarda is a non-custodial wallet for storing, sending, receiving, buying, swapping and staking digital assets. |
Plans
In their own words
Guarda Wallet
Guarda Wallet is a non-custodial wallet for managing supported digital assets. Guarda says it does not store private keys or seed phrases and does not control users’ funds. Users can store, send, receive, buy, swap, and stake assets; the wallet supports more than 1 million digital assets across over 70 blockchain networks. It is available on the web, desktop, iOS, and Android, as well as through a browser extension. Purchases can use cards, Apple Pay, Google Pay, or bank transfer depending on region and provider. Purchase and swap services are powered by ChangeNOW, Guardarian, and Simplex; providers may require identity verification, and availability, limits, and fees vary by country and provider. Guarda says it charges no platform fees for sending or using the app, though network and third-party provider fees may apply. Staking is supported across 14 networks. Web and desktop users can connect Ledger and ERA hardware wallets, with private keys remaining on the device. The wallet costs nothing.