Grain Ledger vs MoneyMinder
Grain Ledger
grainledger.comMoneyMinder
moneyminder.comSide by side
| Figure | Grain Ledger | MoneyMinder |
|---|---|---|
| Price from | $50/mo | $2.08/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 4 | 7 |
| Spec score · Accounting software | 9.0 (#2) | 9.3 (#1) |
| Spec score · Fund Accounting Software | 8.9 (#8) | 9.0 (#7) |
| Spec score · Nonprofit Accounting Software | 8.9 (#4) | 9.0 (#3) |
| Accounting | It offers double-entry fund accounting for restricted and unrestricted funds, with customizable nonprofit chart of accounts. | Features include bank registers, transaction entry, account reconciliation, check printing, and financial reports. |
| Audit trail | Yes | Yes |
| Documentation | The API documentation provides an introduction, quickstart, authentication guidance and endpoint reference, and was last modified September 15, 2026. | The Help Center exposes topic areas such as getting started, financial years, budgeting and banking, with dozens of step-by-step articles and tutorial videos. |
| Free plan | Yes | Yes |
| Headquarters | Nashville, Tennessee, United States | Winter Park, Florida, United States |
| Integrations | Available integrations listed by Grain include Planning Center, Pushpay, OnlineGiving.org, Rock RMS, Subsplash, Ramp, Bill.com or Divvy and Plaid. | MoneyMinder connects with more than 12,000 banks and supports PayPal, Square, Stripe, and Venmo; other bank transactions can be imported from OFX, QFX, or QBO files. |
| Purpose | Grain Ledger is cloud-based church accounting software built around fund accounting. | MoneyMinder provides bookkeeping and financial management for nonprofits, volunteer treasurers, and small groups. |
| Rating on Capterra | 5.0 out of 5 from 2 reviews | 4.9 out of 5 from 122 reviews |
| Rating on GetApp | 5.0 out of 5 from 2 reviews | 4.9 out of 5 from 122 reviews |
| Rating on Software Advice | 5.0 out of 5 from 2 reviews | 4.9 out of 5 from 122 reviews |
| Security | The maker says data is encrypted at rest with AES-256 and in transit with TLS 1.2+, and that its cloud infrastructure is SOC 2 Type II compliant in a US region. | MoneyMinder says financial account integration uses a secure, read-only connection and that data is backed up nightly. |
| Security controls | Production and administrative access requires MFA, access is reviewed quarterly, and role changes trigger immediate revocation. | MoneyMinder states that it performs daily backups, uses secure cloud access and provides read-only bank connections; its store processing is described as PCI-compliant and encrypted. |
| Support | Support covers books and reporting, setup and migration, and giving or integration troubleshooting through a web form or [email protected]. | Subscription support is offered by chat, email and scheduled calls five days weekly from 8 AM to 5 PM Pacific, excluding holidays. |
| What it does | Grain Ledger is cloud accounting software for churches built around fund-based double-entry accounting. | MoneyMinder is cloud bookkeeping and financial-management software designed for volunteer nonprofit, club, association, church, HOA and community-group treasurers. |
Plans
Grain Ledger
- StarterFree
- Growth$70 a month
- Scale$100 a month
- Grain Payroll$50 a month
MoneyMinder
- MoneyMinder Free EditionFree
- Free EditionFree
- MoneyMinder FREE EditionFree
- Tax Form E-File: 8868 Extension$25 a year
- Tax Form E-File: 990-N or 990-EZ$99 a year
- MoneyMinder$299 a year
- MoneyMinder Full Edition$299 a year
In their own words
Grain Ledger
Grain Ledger is cloud-based accounting software for churches, built around double-entry fund accounting. It tracks restricted and unrestricted funds and supports a customizable nonprofit chart of accounts. Plaid bank sync imports transactions for categorization and reconciliation; expense tools cover vendor bills, approvals, accounts-payable aging, corporate card activity, and 1099 vendor information. Reports include GAAP-compliant balance sheets, statements of activities, and cash flow statements, with drill-down to journal entries and transactions. Giving features import donations and include donor matching, giving analytics, and annual statements with IRS-compliant disclosures. Listed integrations include Planning Center, Ramp, Bill.com / Divvy, Pushpay, OnlineGiving.org, Rock RMS, and Subsplash; Tithely is marked coming soon. The free Starter plan allows up to $20k in monthly expenses, one bank connection, three users, and one active budget. Growth costs $70 a month. Optional Grain Payroll costs $50 a month base plus 10 USD per employee / month.
MoneyMinder
MoneyMinder has no write-up on Specifiction yet; its figures are above.