Grain Ledger vs One Church Software
Grain Ledger
grainledger.com
One Church Software
onechurchsoftware.comSide by side
| Figure | Grain Ledger | One Church Software |
|---|---|---|
| Price from | $50/mo | $36/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · Accounting software | 9.0 (#2) | 8.4 (#18) |
| Spec score · Fund Accounting Software | 8.9 (#8) | 8.2 (#25) |
| Spec score · Church Accounting Software | 8.9 (#7) | 8.2 (#12) |
| Banking | Bank sync via Plaid imports transactions for categorization and reconciliation. | Bank connections use Plaid to import transactions, and the page says transactions import multiple times per day. |
| Free plan | Yes | No |
| Integrations | Available integrations listed by Grain include Planning Center, Pushpay, OnlineGiving.org, Rock RMS, Subsplash, Ramp, Bill.com or Divvy and Plaid. | The help center says the official API and webhooks are available on Core Plus and Premium plans; webhooks send real-time event messages to a chosen URL. |
| Mobile app | The Google Play app lets authorized users view dashboards and budgets, capture receipts, review transactions, clock in, access paystubs and switch organizations. | The free native app is available through the Apple App Store and Google Play Store and is included with a One Church Software subscription. |
| Purpose | Grain Ledger is cloud-based church accounting software built around fund accounting. | One Church Software describes its accounting module as fund accounting built for churches. |
| Security | The maker says data is encrypted at rest with AES-256 and in transit with TLS 1.2+, and that its cloud infrastructure is SOC 2 Type II compliant in a US region. | The accounting page says Plaid bank connections are read-only, bank credentials are not shared with One Church Software, and data is encrypted in transit and at rest. |
| Paid from | 70 | 36 |
| Support | Support covers books and reporting, setup and migration, and giving or integration troubleshooting through a web form or [email protected]. | The pricing page lists email support and a help center on Core, and real-time chat support on the higher-priced plan options. |
Plans
Grain Ledger
- StarterFree
- Growth$70 a month
- Scale$100 a month
- Grain Payroll$50 a month
One Church Software
- Accounting add-on$36 a month
- Financial Plan$36 a month
- Financial Plan$36 a month
In their own words
Grain Ledger
Grain Ledger is cloud-based accounting software for churches, built around double-entry fund accounting. It tracks restricted and unrestricted funds and supports a customizable nonprofit chart of accounts. Plaid bank sync imports transactions for categorization and reconciliation; expense tools cover vendor bills, approvals, accounts-payable aging, corporate card activity, and 1099 vendor information. Reports include GAAP-compliant balance sheets, statements of activities, and cash flow statements, with drill-down to journal entries and transactions. Giving features import donations and include donor matching, giving analytics, and annual statements with IRS-compliant disclosures. Listed integrations include Planning Center, Ramp, Bill.com / Divvy, Pushpay, OnlineGiving.org, Rock RMS, and Subsplash; Tithely is marked coming soon. The free Starter plan allows up to $20k in monthly expenses, one bank connection, three users, and one active budget. Growth costs $70 a month. Optional Grain Payroll costs $50 a month base plus 10 USD per employee / month.
One Church Software
One Church Software’s accounting module provides fund accounting for churches, tracking unlimited restricted and unrestricted funds with real-time balances. Contribution batches post to the general ledger, while Plaid connections import bank transactions multiple times per day. The module handles bills, recurring payables, bulk payments, payment history, and check printing. Churches can make annual budgets by fund and compare them with actual income and expenses. Reports include a Statement of Activities, Balance Sheet, Trial Balance, Budget to Actual, and General Ledger, exportable as PDF or CSV. Accounts receivable invoices can be paid by credit or debit card or ACH through One Church Giving. The accounting module is a separate add-on to a One Church subscription, though the Financial Plan includes it. The add-on costs $36 a month, and the page offers a 30-day trial without a credit card. The accounting page says bank connections are read-only, credentials are not shared with One Church Software, and data is encrypted in transit and at rest.