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SPECIFICTION
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Grey vs TransferGo

Grey

grey.co

TransferGo

transfergo.com

Side by side

FigureGreyTransferGo
Price from—Free
Free plan—Yes
Free trial——
Open source——
WebYes—
iOSYesYes
AndroidYesYes
APIYes—
Plans published18
Spec score · Money Transfer Apps8.3 (#30)8.8 (#9)
Exchange-rate modelmarkupmarkup
Upfront fee displayYesYes
Founded20202012
Free planYesYes
HeadquartersMiddletown, Delaware, United StatesLondon, United Kingdom; Vilnius, Lithuania
Mobile platformsbothThe app is available for iOS, Android and Huawei.
Recipient methodsbankTransfer options include card-to-card payments, e-wallets and cash transfers.
Transfer speedinstantTransfers can be delivered in minutes, instantly, within an hour or next business day depending on method.
Transfer trackingYesYes

Plans

Grey

  • Grey virtual card$5, paid once

Grey pricing →

TransferGo

  • Free multicurrency accountPrice not published
  • International bank-account transferPrice not published
  • International card transferPrice not published
  • Currency exchangePriced on request
  • Multi-currency accountFree
  • Transfers to bank accountsPriced on request
  • Transfers to cardsPriced on request
  • Virtual GoCardFree

TransferGo pricing →

In their own words

Grey

Grey has no write-up on Specifiction yet; its figures are above.

Visit grey.co

TransferGo

TransferGo is a mobile service for international transfers and multi-currency balances, with transfers available to over 160 countries. Recipients can receive money through bank accounts, payment cards, e-wallets, and cash transfers. TransferGo lists instant transfer speed, while its plan details also state next-business-day delivery for bank-account transfers. Bank transfers start from 0.2%, and card transfers start from 0.2% with possible third-party fees. Currency exchange starts at 0.5%, or 0.2% for exchanges within the account. The multi-currency account has no setup or monthly costs and supports GBP, EUR, PLN, and RON balances. Users can see fees upfront and track transfers. Registration can be completed online on a computer as well as through the Android and iOS apps. TransferGo says it uses end-to-end encryption and safeguards transfers so money can be returned if a transfer fails. It is regulated under EU and UK law and authorised by the FCA as an EMI. Customer service is available in English and nine other languages.

Visit transfergo.com