Guardial Audit Management vs PonoAudit

Guardial Audit Management is a web module for internal audit planning, fieldwork, workpapers, and reporting. Audit plans bring scope, schedules, resource estimates, and a risk register together, with estimates rolling up to capacity. Preloaded templates for BSA/AML, fair lending, third-party, and IT controls combine sampling, evidence capture, and reviewer notes in one workspace. Workpapers are version-controlled, timestamped, and signed. The Findings agent drafts remediation plans from fieldwork notes for audit leads to review, adjust, and route to issue owners. Reports generated from live data include issue letters, management responses, quarterly audit committee packages, and examiner-ready PDFs. Findings also flow into Issues Home, shared across Guardial modules. The module is aimed at regulated financial services, including fintechs, nonbanks, loan servicers, community banks, credit unions, and insurance carriers. Guardial says it is built to SOC 2 Type II and ISO 27001 controls and provides SAML/SCIM single sign-on, role-based access, and an immutable audit log. Pricing is provided in a written proposal sized to the customer’s stage and program, scaling with modules used and program size.

PonoAudit is a cloud platform combining audit management, risk tracking, findings remediation and compliance reporting. Teams can plan audits from framework templates, collect evidence with chain of custody, run custom automated tests and manage findings through remediation. Risk tools include a likelihood-by-impact heatmap, key risk indicators, vendor reassessments, adaptive questionnaires and exception management. Compliance features include readiness scores, an external auditor portal, standards crosswalks and AI policy drift detection. Supported frameworks include SOC 2, ISO 27001, HIPAA, PCI DSS and NIST AI RMF. Its internal audit workflow covers risk and controls, testing, findings, corrective actions and evidence; named integrations include AWS, Okta and GitHub, with no-code tests over collected data. Plans include every framework and unlimited collaborator seats, with no per-framework or implementation fees. A 14-day trial is available, but there is no free plan. Essentials costs $99 a month and includes five full seats and 10 GB storage; Professional is $399 a month, and Enterprise is $799 a month. PonoAudit lists Android, iOS and web platforms.