Happay vs Pleo

Happay is a cloud-based business spend management platform for corporate spending, expense claims, reimbursements, and spending insights. Its products include travel and expense management, fleet management, petty cash, employee tax benefits, invoice-to-pay, and travel self-booking. Xpendite collects expense data from six or more sources, while receipt scanning supports expense reporting. SmartAudit flags policy violations and duplicate bills; Happay says its GST engine captures and verifies receipt tax details. ApprovNow provides real-time updates to approvers, employees, and finance teams. Travelers can book flights, hotels, and cabs through the Self Booking Tool. Listed ERP and HRMS integrations include SAP, Oracle, NetSuite, Microsoft Dynamics, Tally, Ramco, and Workday, with bidirectional sync. Happay describes the platform as ISO 27001 and SOC 2 certified, with encryption, SSO, open APIs, and role-based access. It supports multiple approval levels, cost centers, mileage reimbursement, per diem, and bank payouts. The listed platforms are Android, iOS, and web. Pricing is on request, though a free Epic plan is also listed.

Pleo combines company spending cards with tools for managing business expenses and payments. It supports expense management, reimbursements, cash management, accounts payable, and multi-currency use, with real-time expense tracking and automated expense reports. Depending on the plan, businesses can set card limits, approval workflows, and AI-powered spending guidelines. Pleo lists integrations including Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield, and BambooHR. It runs on the web, Android, and iOS, and provides an API. Pleo says it encrypts data in transit using TLS 1.2 with AES256 and SHA384 and stores and processes customer data in AWS data centers in Ireland. Its listed compliance information includes PCI-DSS, GDPR adherence, Google's Cloud Application Security Assessment, and a Cloud Security Alliance CAIQ self-assessment. Plans start at £8 a month, billed monthly; Build is £14 a month per user, billed yearly, and Optimise is £18 a month per user, billed yearly. A free trial is offered for Start and Build.