Happay vs Ramp Travel

Happay is a cloud-based business spend management platform for corporate spending, expense claims, reimbursements, and spending insights. Its products include travel and expense management, fleet management, petty cash, employee tax benefits, invoice-to-pay, and travel self-booking. Xpendite collects expense data from six or more sources, while receipt scanning supports expense reporting. SmartAudit flags policy violations and duplicate bills; Happay says its GST engine captures and verifies receipt tax details. ApprovNow provides real-time updates to approvers, employees, and finance teams. Travelers can book flights, hotels, and cabs through the Self Booking Tool. Listed ERP and HRMS integrations include SAP, Oracle, NetSuite, Microsoft Dynamics, Tally, Ramco, and Workday, with bidirectional sync. Happay describes the platform as ISO 27001 and SOC 2 certified, with encryption, SSO, open APIs, and role-based access. It supports multiple approval levels, cost centers, mileage reimbursement, per diem, and bank payouts. The listed platforms are Android, iOS, and web. Pricing is on request, though a free Epic plan is also listed.

Ramp Travel handles business travel bookings and expenses, applying policy controls at booking and helping reconcile costs afterward. Users can book flights, hotels and car rentals. Policies can set guardrails by traveler role, department, trip location and duration, and approval requests go to the appropriate approver. Ramp matches receipts to transactions, codes expenses and suggests memos. It monitors hotel rates and automatically rebooks when a price falls by $50 or more. For bookings made on other travel platforms, it can match transactions to bookings, capture receipts and check expenses against policy. Travelers can check policy, view trip details and ask questions through SMS, Slack or the Ramp app; mobile apps are available on iOS and Android. The Free plan is free and is billed at $0/mo/user. Plus costs $15 a month, billed at $15/mo/user plus a platform fee based on team size; annual billing saves 20%. Enterprise pricing is custom. Free includes 24/7 chat support, while Plus and Enterprise include 24/7 phone support for travel bookings. Ramp lists SSO, MFA, encryption, and integrations across several business categories.