| Price from | Free | €4.92/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| Linux | Yes | — |
| API | — | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 1 | 7 |
| Spec score · Budgeting And Expense Tracking | 8.3 (#8) | 8.2 (#12) |
| Spec score · Personal Finance Software | 8.1 (#79) | 8.8 (#15) |
| Account sync | manual | both |
| Budgeting | Users can set monthly category budgets and track actual spending against them. | Envelope budgeting includes categories, groups, rolling balances, and five goal types. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Security | The security document says the self-hosted app uses bcrypt password hashing, JWT authentication in httpOnly cookies, and admin/member roles. | The privacy policy says passwords are hashed with scrypt, transport uses TLS, and provider secrets are encrypted at rest. |
| Self-hosting | Havoro also provides a Docker image for users who want to self-host or build on it. | Self-hosting uses AGPL-3.0 software and the maker's Docker guide requires a Linux host. |
| Support | Support is community-based through GitHub issues, with no dedicated support service. | The maker provides a GitHub bug-report link and lists an email address for privacy and data requests. |