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SPECIFICTION
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Havoro vs Zoho Expense

Havoro

havoro.app

Zoho Expense

zoho.com

Side by side

FigureHavoroZoho Expense
Price fromFree$4/mo
Free planYesYes
Free trial—Yes
Open source——
WebYesYes
WindowsYes—
macOS—Yes
LinuxYes—
iOS—Yes
Android—Yes
API—Yes
Self-hostedYes—
Plans published14
Spec score · Budgeting And Expense Tracking8.3 (#8)8.6 (#5)
SecurityThe security document says the self-hosted app uses bcrypt password hashing, JWT authentication in httpOnly cookies, and admin/member roles.Zoho says its services encrypt customer data at rest and in transit and logically separate each customer's data.
SupportSupport is community-based through GitHub issues, with no dedicated support service.The pricing page lists email support for Free, email and call support for Standard, and around-the-clock priority global support for Custom.

Plans

Havoro

  • FreeFree

Havoro pricing →

Zoho Expense

  • FreeFree
  • Standard$4 a month
  • Premium$6 a month
  • CustomPriced on request

Zoho Expense pricing →

In their own words

Havoro

Havoro has no write-up on Specifiction yet; its figures are above.

Visit havoro.app

Zoho Expense

Zoho Expense is travel and expense management software for capturing expenses, organizing reports, routing approvals, and managing spend. It is available on Android, iOS, and the web, with an API also listed. Receipt capture uses AI-powered OCR, and Standard supports itemized receipt capture in 38+ languages. That plan also includes corporate card management and real-time Visa and Mastercard feeds. Premium adds employee self-booking, global hotel and flight inventory, guest booking, and a built-in travel desk tool.

Listed integrations include QuickBooks, Sage, Xero, Oracle, SAP, Zoho Books, Zoho CRM, Slack, and Microsoft Teams. Zoho says customer data is encrypted at rest and in transit and logically separated; its listed compliance standards include ISO 27001, ISO 27017, ISO 27018, SOC 2 Type II, and GDPR. The Free plan is free for up to three users, with 20 receipt scans per user each month. Standard starts at $3 per user/month billed annually and has a 200-scan monthly limit per user; Premium starts at $5 per user/month billed annually and has a 1,000-scan limit. A 14-day free trial does not require credit card information.

Visit zoho.com