Helcim vs Lopay
Helcim
helcim.comLopay
lopay.comSide by side
| Figure | Helcim | Lopay |
|---|---|---|
| Price from | $0.40/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 6 | 3 |
| Spec score · Mobile Payment Processing Software | 9.3 (#1) | 7.9 (#8) |
| Founded | LinkedIn lists Helcim as founded in 2006. | 2022 |
| Integrations | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. | Lopay’s help center documents integrations with Xero and QuickBooks; its payment page also describes adding Lopay payment links to Intuit invoices. |
| Payment links | Payment pages and links let merchants request payment by email or SMS. | Lopay payment links can be sent to customers for deposits or remote services, and may be one-time or recurring. |
| Payment methods | Its in-person tools accept major payment types, including Apple Pay and Google Pay. | Its pricing page lists chip and PIN, contactless and wallet payments, NFC and wearables, Tap to Pay, payment links, subscriptions, donations, QR codes, invoicing, and refunds. |
| Product | Helcim provides payment processing tools for businesses to accept payments in person, online, by invoice, or through a virtual terminal. | Lopay provides payment tools for businesses, including in-person payments, payment links, and point-of-sale features. |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | Lopay states that it is PCI DSS compliant and that payment data is encrypted and tokenized, with compliance independently verified by an accredited third-party assessor. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | Lopay lists in-app, email, and phone support, guided in-app onboarding, and access to more than 60 help articles. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
Lopay
Lopay provides businesses with tools to accept in-person payments, collect money through payment links, and use point-of-sale features. Its listed payment methods include chip and PIN, contactless and wallet payments, NFC and wearables, Tap to Pay, subscriptions, donations, QR codes, invoicing, and refunds. The point-of-sale feature lets merchants organize products, manage stock, and check out on a smartphone or tablet. Payment links can collect deposits or payment for remote services, as one-time or recurring charges. Lopay documents integrations with Xero and QuickBooks, and its payment page describes adding payment links to Intuit invoices. A Lopay account can connect to one Xero organization; daily syncing requires a supported Xero plan and excludes Ignite and lower or free plans. Tap to Pay requires an iPhone XS or later running iOS 16.4 or later, or Android 10 or later with NFC enabled. Lopay lists in-app, email, and phone support, guided onboarding, and more than 60 help articles. Its three listed plans have no monthly fee.