Helcim vs PayLolly Virtual Terminal
Helcim
helcim.comPayLolly Virtual Terminal
paylolly.comSide by side
| Figure | Helcim | PayLolly Virtual Terminal |
|---|---|---|
| Price from | $0.40/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 0 |
| Spec score · Virtual Terminal Software | 9.1 (#2) | 6.9 (#22) |
| Headquarters | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. | Nicosia, Cyprus |
| Integrations | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. | PayLolly says it integrates with over 200 payment processors and 125+ shopping carts. |
| Intended customers | Helcim describes its mission as serving small businesses with a transparent, affordable payments partner. | PayLolly describes its payment solution as serving SMEs and says it is suitable for businesses from start-ups to multi-channel enterprises. |
| Payment methods | Its in-person tools accept major payment types, including Apple Pay and Google Pay. | The virtual terminal page says it supports over 150 payment methods, including Visa, Mastercard, American Express, Apple Pay and Google Pay. |
| Reporting | Real-time reporting provides sales and transaction data from a centralized dashboard. | PayLolly centralises transaction data across providers and payment methods, with dashboard customisation and financial report exports. |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | PayLolly says it is PCI DSS Level 1 compliant and offers a 3DS fraud engine, customisable risk settings and dispute management. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | PayLolly advertises a dedicated account manager and 24/7 support. |
| Virtual terminal | A virtual terminal lets merchants key card payments from a computer or tablet for phone and mail orders. | PayLolly provides an internet-connected virtual terminal that works on all devices. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
PayLolly Virtual Terminal
PayLolly Virtual Terminal lets businesses take card payments through an internet-connected device using a browser. PayLolly says it can serve customers anywhere in the world and supports more than 150 payment methods, including Visa, Mastercard, American Express, UnionPay, PayPal, Apple Pay, and Google Pay. Its Smart Routing Engine chooses a payment provider using card, customer, and payment data. Reporting brings transaction information together for KPI reporting, customizable dashboards, and financial report exports. PayLolly states that the service supports over 200 payment processors and 125+ shopping carts, and connects with major shopping carts and e-commerce tools. Businesses can accept payments through no-code payment links, shopping platform integrations, or APIs. Security features listed by the company include PCI DSS Level 1 compliance, a 3DS fraud engine, configurable risk settings, and dispute management. PayLolly says it can set up a Virtual Terminal or Payment Link within hours; website payment integrations typically take a few days. Pricing is available on request, with a described nominal charge for each processed transaction. The company offers a dedicated account manager and 24/7 support.