Helcim vs Profituity
Helcim
helcim.comProfituity
profituity.comSide by side
| Figure | Helcim | Profituity |
|---|---|---|
| Price from | $0.40/mo | $10/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 6 | 3 |
| Spec score · Payment Processing Software | 9.2 (#3) | 7.3 (#45) |
| API security | API traffic uses HTTPS on port 443 with SHA-256 certificates and disables SSLv3, TLS 1.0 and TLS 1.1. | Profituity instructs API clients to use HTTPS to protect credentials and tokens. |
| Founded | LinkedIn lists Helcim as founded in 2006. | Profituity says it started in 2012. |
| Headquarters | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. | Wexford, Pennsylvania, United States |
| Integrations | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. | Profituity offers built-in ACH integration with RTO Pro using a site key issued after approval. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | Profituity says its team typically responds to inquiries within one business day. |
| What it does | Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person. | Profituity provides ACH payment processing, compliance, and audit-readiness services on one platform. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
Profituity
- RTO Pro ACH integration$10 a month
- RTO Pro transaction feePriced on request
- RTO Pro ACH processing$10 a month
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
Profituity
Profituity provides ACH payment processing, compliance, and audit-readiness services for merchants, ISVs, merchant service providers, financial institutions, and third-party processors. Profituity Cloud shows real-time ACH program status and updates with Nacha rule changes. The company says documentation is generated continuously during normal operations for exam readiness, and describes itself as a Nacha Preferred Partner and SOC 2 Type II certified ACH processor. The Platform Portal includes Dashboard, Audit+, Compliance+, Configuration, CRM, Onboard+, Payments, Processing, Recovery, Risk, and Sales modules. Its API exposes nearly all website features for customer applications, with sandbox credentials for testing; HTTPS is required to protect credentials and tokens. Supported capabilities include recurring ACH payments, ACH credits, same-day ACH, and webhooks. Built-in RTO Pro integration requires approval and a site key. The RTO Pro ACH integration plan costs $10 a month, plus 25¢ per transaction, $1.95 per return, and $15 per unauthorized return.