Helcim vs Worldpay 360 Hospitality

Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.

Worldpay 360 Hospitality is a point-of-sale system that combines hospitality business management and payments. It supports product modifiers, table management, course firing, and promotions, while customers can pay or split bills at the table. Real-time reporting covers sales, staff performance, and customer preferences. The system tracks stock and ingredients and supports loyalty programs and gift cards, including their usage and balances. Magic AI Menu can create a product catalogue from a menu photo, while the Import Wizard accepts Excel files with thousands of items. Lite costs £49 a month, Standard £74 a month, and Pro £89 a month; each plan has an 18-month contract and transaction fees apply. Hardware is included in the monthly rental cost. Typical Visa and Mastercard rates start at 0.468% plus 2.5p per debit transaction, 0.914% plus 2.5p per credit transaction, and 2.003% plus 2.5p per commercial card transaction; other card types may have different fees. The system is available on web, Android, and iOS. Worldpay describes it for UK hospitality businesses of all sizes.