Instamojo vs Midtrans
Instamojo
instamojo.com
Midtrans
midtrans.comSide by side
| Figure | Instamojo | Midtrans |
|---|---|---|
| Price from | ₹333.25/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 11 | 8 |
| Spec score · Payment Gateways | 9.0 (#2) | 9.0 (#3) |
| Founded | LinkedIn lists the company as founded in 2012. | 2012 |
| Headquarters | Bengaluru, Karnataka, India | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia |
| Integrations | The maker lists API libraries or plugins for Python, Ruby, PHP, Java, C#, JavaScript, Android, iOS, WordPress, WooCommerce, Drupal, Magento, PrestaShop, and OpenCart. | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. |
| Payment links | Payment links can be created, shared and embedded with a pay button, and the Smart tier adds expiry, buyer information, redirects and webhooks. | Merchants can create a payment page link from the dashboard without code and share it with customers. |
| Payment methods | The pricing page lists UPI, domestic cards, netbanking, wallets, EMI options, corporate cards and premium or international cards subject to request. | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. |
| Security | Instamojo states that its payment gateway is PCI-DSS certified and that stores receive an automatically configured industry-standard SSL certificate. | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. |
| Support | The Do-It-For-Me plan includes 12 months of support and phone and WhatsApp support for the first 30 days. | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. |
| What it does | Instamojo describes itself as an Indian all-in-one D2CTech platform offering online stores, landing pages and payment solutions. | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. |
Plans
Instamojo
- QuickFree
- Smart₹4,999 a year
- LiteFree
- Starter₹3,999 a year
- Growth₹9,999 a year
- BasicFree
- LiteFree
- Lite (Online Store)Free
- QuickFree
- Starter (Online Store)₹6,999 a year
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Instamojo
Instamojo is an Indian platform for selling online, publishing landing pages and collecting payments. Its Lite online store includes a shopping cart, unlimited products, cash on delivery, shipping integrations and order management. Smart Pages can publish unlimited landing pages with payment integration, testimonials, FAQs, discount codes and up to three pricing options on Basic. The gateway supports credit and debit cards, netbanking, EMI, wallets, UPI and major card networks. Marketplace APIs can split payments among beneficiaries, settle them individually, and hold or release funds based on fulfilment. Businesses can connect through listed libraries and plugins for programming languages, mobile platforms and ecommerce systems. The Android app supports store creation, inventory and order management, metrics, payments and payouts. Instamojo also offers a CRM for customer insights, communications and automated email. Free plans are available; listed paid options include Smart at ₹4,999 a year and Starter at ₹6,999 a year. GST is charged in addition to listed prices.
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.