Instamojo vs Viva.com
Instamojo
instamojo.comViva.com
viva.comSide by side
| Figure | Instamojo | Viva.com |
|---|---|---|
| Price from | ₹333.25/mo | £3.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 11 | 8 |
| Spec score · Payment Gateways | 9.0 (#2) | 8.5 (#12) |
| Integrations | The maker lists API libraries or plugins for Python, Ruby, PHP, Java, C#, JavaScript, Android, iOS, WordPress, WooCommerce, Drupal, Magento, PrestaShop, and OpenCart. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | The pricing page lists UPI, domestic cards, netbanking, wallets, EMI options, corporate cards and premium or international cards subject to request. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Rating on Capterra | 3.9 out of 5 from 17 reviews. | 3.0 out of 5 from 1 review for viva.com Smart Checkout |
| Rating on G2 | 0.0 out of 5 from 0 reviews; G2 says there are insufficient reviews for buying insight. | 3.8 out of 5 from 2 reviews |
| Rating on Trustpilot | 1.5 out of 5 from 49 reviews. | 4 out of 5 from about 2,000 reviews |
| Security | Instamojo states that its payment gateway is PCI-DSS certified and that stores receive an automatically configured industry-standard SSL certificate. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Support | The Do-It-For-Me plan includes 12 months of support and phone and WhatsApp support for the first 30 days. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
| What it does | Instamojo describes itself as an Indian all-in-one D2CTech platform offering online stores, landing pages and payment solutions. | Viva.com provides business payment acceptance, accounts, card issuing and financing across European markets. |
Plans
Instamojo
- QuickFree
- Smart₹4,999 a year
- LiteFree
- Starter₹3,999 a year
- Growth₹9,999 a year
- BasicFree
- LiteFree
- Lite (Online Store)Free
- QuickFree
- Starter (Online Store)₹6,999 a year
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Instamojo
Instamojo is an Indian platform for selling online, publishing landing pages and collecting payments. Its Lite online store includes a shopping cart, unlimited products, cash on delivery, shipping integrations and order management. Smart Pages can publish unlimited landing pages with payment integration, testimonials, FAQs, discount codes and up to three pricing options on Basic. The gateway supports credit and debit cards, netbanking, EMI, wallets, UPI and major card networks. Marketplace APIs can split payments among beneficiaries, settle them individually, and hold or release funds based on fulfilment. Businesses can connect through listed libraries and plugins for programming languages, mobile platforms and ecommerce systems. The Android app supports store creation, inventory and order management, metrics, payments and payouts. Instamojo also offers a CRM for customer insights, communications and automated email. Free plans are available; listed paid options include Smart at ₹4,999 a year and Starter at ₹6,999 a year. GST is charged in addition to listed prices.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.