Interlace vs Thredd
Interlace
interlace.moneyThredd
thredd.aiSide by side
| Figure | Interlace | Thredd |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Card Issuing Platforms | 7.5 (#8) | 7.1 (#16) |
| Founded | 2019 | 2007 |
| Integrations | Yield Treasury is described as integrated with Interlace Business Accounts and Infinity Cards. | Thredd lists connections to Visa, Mastercard and Discover, as well as US PIN networks STAR, NYCE and Pulse. |
| Security | Interlace says it is PCI DSS Level 1 certified and uses RSA 3072 encryption, AML/KYC, and fraud monitoring for its card infrastructure. | Thredd's 2026 company announcement says it holds PCI DSS certification, a suite of ISO accreditations, and has completed SOC 1 and SOC 2 Type II audits. |
| Support | The support center lists [email protected] and Telegram as customer service contact options. | Thredd's partnerships page lists 24/7 support among the resources available to clients. |
| What it does | Interlace provides stablecoin infrastructure for cross-border payments, including card issuing, business accounts, treasury, and crypto services. | Thredd is an issuer processing platform for debit, credit, prepaid and virtual card programmes, with real-time authorisation, digital wallets and AI-enabled fraud management. |
In their own words
Interlace
Interlace provides stablecoin infrastructure for businesses needing card issuing, accounts, payments, crypto services, or treasury tools. Its card service offers branded physical and virtual cards with stablecoin settlement, and the cards can be provisioned to Apple Pay or Google Pay. An app provides controls to set limits, freeze, or cancel cards. Interlace Business Accounts support payments in more than 40 currencies and are described as available in over 180 countries or regions, with no minimum balance or deposit requirement. CryptoConnect supports on- and off-ramping, payments, and spending using BTC, ETH, USDC, and USDT. Yield Treasury advertises over 5% on USDC and USDT, daily yield settlement, and no lockup periods. It starts at $100 and says it charges no deposit, redemption, fund transfer, or return fees. APIs let businesses embed cards, accounts, and stablecoin rails. Interlace lists PCI DSS Level 1, US and Canadian MSB registrations, and Hong Kong TCSP licensing. It was founded in 2019; pricing is on request.