Thredd

Spec sheet

What it does

Thredd is an issuer processing platform for debit, credit, prepaid and virtual card programmes, with real-time authorisation, digital wallets and AI-enabled fraud management.Read 5 Oct 2026 · thredd.ai

Integrations

Thredd lists connections to Visa, Mastercard and Discover, as well as US PIN networks STAR, NYCE and Pulse.Read 5 Oct 2026 · thredd.ai

Security

Thredd's 2026 company announcement says it holds PCI DSS certification, a suite of ISO accreditations, and has completed SOC 1 and SOC 2 Type II audits.Read 5 Oct 2026 · thredd.ai

Support

Thredd's partnerships page lists 24/7 support among the resources available to clients.Read 5 Oct 2026 · thredd.ai

Headquarters

London, United KingdomRead 28 Sep 2026 · thredd.ai

Founded

2007Read 28 Sep 2026 · thredd.ai

AI decisioning

Thredd says AI-driven models support fraud monitoring, credit decisioning and onboarding.Read 5 Oct 2026 · thredd.ai

AI features

Thredd says AI-driven models are used for fraud monitoring, credit decisioning, and onboarding.Read 4 Oct 2026 · thredd.ai

Architecture

Thredd describes its platform as using a single API and cloud infrastructure, with multi-region resilience built in.Read 5 Oct 2026 · thredd.ai

Card networks

Thredd lists connections to Visa, Mastercard, and Discover, plus US PIN network support for STAR, NYCE, and Pulse.Read 4 Oct 2026 · thredd.ai

Card types

Its unified platform supports debit, credit, prepaid, and virtual card programmes.Read 4 Oct 2026 · thredd.ai

Client tools

Its Card Transaction Simulator lets engineering and operations teams test transaction flows, edge cases, and programme configurations before launch.Read 4 Oct 2026 · thredd.ai

Company certification

Thredd says it is a Certified B Corporation.Read 4 Oct 2026 · thredd.ai

Customer responsibility

Thredd's technical documentation says clients are responsible for ensuring their implementations meet applicable security and regulatory requirements, including PCI DSS where applicable.Read 5 Oct 2026 · docs.thredd.ai

Digital wallets

Thredd says it integrates with Apple Pay, Google Pay and Samsung Pay.Read 5 Oct 2026 · thredd.ai

Ledger

It provides a real-time source of truth across accounts, wallets, and transactions, with traceability and auditability.Read 4 Oct 2026 · thredd.ai

Ledger and controls

Its real-time ledger provides a source of truth across accounts, wallets and transactions with traceability, auditability and control.Read 5 Oct 2026 · thredd.ai

Notable limits

Retrieval of a full card PAN from the Thredd platform is available only to organisations that are PCI DSS Level 1 compliant.Read 5 Oct 2026 · docs.thredd.ai

Operations portal

Thredd Portal is a web-based dashboard for real-time transaction tracking, card controls, cardholder analytics, and role-based access.Read 4 Oct 2026 · thredd.ai

Partner ecosystem

Named ecosystem partners include Saascada, Conferma Pay and GFT, while its risk and compliance services include partners Featurespace, Apata and Cardinal.Read 5 Oct 2026 · thredd.ai

PCI limit

Retrieval of full PAN from the platform is available only to organisations that are PCI DSS Level 1 compliant.Read 4 Oct 2026 · docs.thredd.ai

Processing models

Thredd offers gateway, cooperative and full-service processing models with different allocations of balance management and authorisation responsibilities.Read 5 Oct 2026 · thredd.ai

Risk and compliance features

Risk Management includes 3D Secure, fraud and scam monitoring, disputes and chargebacks tools, and payment network support.Read 4 Oct 2026 · thredd.ai

Support approach

Thredd says local teams operate in its markets and specialists support clients from implementation through scale.Read 4 Oct 2026 · thredd.ai

Unified issuing

The platform supports debit, credit, prepaid and virtual cards in one platform.Read 5 Oct 2026 · thredd.ai

Who it serves

Thredd says it was founded in 2007 and serves fintechs, banks and embedded finance businesses that need to launch and scale card programmes globally.Read 5 Oct 2026 · thredd.ai

Where Specifiction places it

• Card Issuing Platforms#16 of 227.1