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SPECIFICTION
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HPS PowerCARD

hps-worldwide.com

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Spec score 7.5 #7 of 22 in Card Issuing Platforms

What it is

HPS PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards. HPS says it serves issuers from small organizations to global financial institutions, including banks, credit companies, retailers, and private processors. The platform manages portfolios across countries, currencies, products, institutions, and languages. Rule-based workflows handle card origination through different channels and formats, including the collection and use of payment information. Issuer functions include card and customer management, credit and prepaid accounts, clearing and settlement, fraud, chargebacks, reporting, dashboards, loyalty, and push marketing. Back-office capabilities also cover disputes, collections, and risk management. A relational database consolidates customer and transaction information for profiling and segmentation. PowerCARD Connect offers more than 120 APIs for third-party systems to access data and services or trigger services. HPS describes on-premises and SaaS delivery for its suite, with SaaS hosted on a public or private cloud. Pricing is available on request.

Spec sheet

Purpose
PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards.Read 8 Oct 2026 · hps-worldwide.com
Intended users
HPS says it supports issuers ranging from small organizations to global financial institutions, banks, credit companies, retailers, and private card processors.Read 8 Oct 2026 · hps-worldwide.com
Deployment
HPS describes PowerCARD as available for SaaS and on-premise deployment.Read 8 Oct 2026 · hps-worldwide.com
Security
The issuer page lists a Security Management function with HSM interfaces.Read 8 Oct 2026 · hps-worldwide.com
Headquarters
Casablanca, MoroccoRead 28 Sep 2026 · hps-worldwide.com
Founded
1995Read 28 Sep 2026 · hps-worldwide.com
API access
PowerCARD Connect provides more than 120 APIs for third-party systems to use PowerCARD data and services or trigger services.Read 8 Oct 2026 · hps-worldwide.com
Back-office functions
Issuer back-office functions include fraud and risk management, chargebacks, disputes, and collections management.Read 8 Oct 2026 · hps-worldwide.com
Company background
HPS says it was established in 1995 and is headquartered in Casablanca, Morocco.Read 8 Oct 2026 · hps-worldwide.com
Customer data
A relational database provides a consolidated view of customers and transactions, with data available for profiling and segmentation.Read 8 Oct 2026 · hps-worldwide.com
Customer support
HPS says it provides implementation and support for its PowerCARD solutions.Read 8 Oct 2026 · hps-worldwide.com
Developer APIs
PowerCARD Connect is an online portal with more than 120 APIs for third-party systems and developers to use PowerCARD services and data.Read 8 Oct 2026 · hps-worldwide.com
Global portfolios
The platform supports multiple currencies, products, institutions, and languages, and manages card portfolios across countries on one platform.Read 8 Oct 2026 · hps-worldwide.com
Intended customers
HPS says the product supports issuers ranging from small organizations to large global financial institutions, banks, credit companies, retailers and private card processing companies.Read 8 Oct 2026 · hps-worldwide.com
Issuance workflows
Rule-based engines support card origination from different channels and formats, with workflow design for collecting and using payment information.Read 8 Oct 2026 · hps-worldwide.com
Issuer modules
Listed modules include card and customer management, credit and prepaid accounts, clearing and settlement, fraud, chargebacks, reporting, dashboards, loyalty, and push marketing.Read 8 Oct 2026 · hps-worldwide.com
Issuing
PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid and other payment cards.Read 8 Oct 2026 · hps-worldwide.com
Network and host interfaces
The issuer page lists interfaces for international and domestic schemes, bank hosts, commercial systems and hardware security modules.Read 8 Oct 2026 · hps-worldwide.com
PCI compliance
HPS states in its reference document that its PowerCARD product complies with PCI standards.Read 8 Oct 2026 · hps-worldwide.com
Pricing
The opened product and company pages provide no public price for PowerCARD-Issuer.Read 8 Oct 2026 · hps-worldwide.com
Scheme interfaces
The issuer page lists interfaces for international, domestic, and PowerCARD-managed schemes, along with bank-host and HSM interfaces.Read 8 Oct 2026 · hps-worldwide.com
Security certifications
HPS reports PCI DSS certification for its processing business and ISO/IEC 27001 certification for its processing and switching businesses in Morocco.Read 8 Oct 2026 · hps-worldwide.com

Strong points and limits

Strong points

  • Manages portfolios across countries and currencies
  • Supports virtual and physical cards
  • PowerCARD Connect offers more than 120 APIs
  • Includes fraud, chargeback, and dispute functions
  • On-premises and SaaS delivery models are listed

Limits

  • Pricing is available only on request
  • Platform scope includes many issuer modules
  • SaaS hosting options are public or private cloud

Who it suits

PowerCARD-Issuer is aimed at card issuers, from smaller organizations to large financial institutions, banks, credit companies, retailers, and private processors. Its listed enterprise card program support and broad issuer functions suit organizations managing card portfolios and operations.

Verdict

PowerCARD-Issuer covers card origination, portfolio management, back-office operations, and third-party API access. HPS lists on-premises and SaaS delivery, but does not publish a price.

Where Specifiction places it

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