Extend vs Thredd
Extend
paywithextend.comThredd
thredd.aiSide by side
| Figure | Extend | Thredd |
|---|---|---|
| Price from | $0.75/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 4 | 0 |
| Spec score · Card Issuing Platforms | 9.3 (#1) | 7.1 (#16) |
| Founded | Extend says it was founded in 2017 by payment industry veterans. | 2007 |
| Headquarters | New York City, New York, United States | London, United Kingdom |
| Integrations | Extend lists integrations with QuickBooks Online and Desktop, NetSuite, Xero, Sage Intacct, and Microsoft Dynamics 365 Business Central. | Thredd lists connections to Visa, Mastercard and Discover, as well as US PIN networks STAR, NYCE and Pulse. |
| Security | Extend says it is PCI and SOC 2 compliant and uses TLS with SHA-256 and RSA encryption to protect data. | Thredd's 2026 company announcement says it holds PCI DSS certification, a suite of ISO accreditations, and has completed SOC 1 and SOC 2 Type II audits. |
| Support | Starter includes email and chat support, Pro includes priority support, and Enterprise includes a designated account manager and custom implementation. | Thredd's partnerships page lists 24/7 support among the resources available to clients. |
| What it does | Extend connects existing business cards to virtual-card creation, spend controls and expense management. | Thredd is an issuer processing platform for debit, credit, prepaid and virtual card programmes, with real-time authorisation, digital wallets and AI-enabled fraud management. |
| Who it serves | Extend describes its business platform as serving companies of all sizes and helping businesses manage company spending and employee expenses. | Thredd says it was founded in 2007 and serves fintechs, banks and embedded finance businesses that need to launch and scale card programmes globally. |
Plans
Extend
- StarterFree
- Pro (annual)$8.99 a year
- Pro (monthly)$11.99 a month
- EnterprisePriced on request
In their own words
Extend
Extend manages company card spending and employee expenses with virtual cards, expense tracking, receipt management, and accounting reconciliation. Virtual cards can carry spending limits and expiration dates for vendor payments, subscriptions, or team expenses. Card creation is available only through participating bank partners; eligible Visa or Mastercard cards from other banks can be registered for expense management. Other tools include budgets, receipt capture, expense reports, reimbursements, approval workflows, and transaction reporting. Integrations include QuickBooks Online and Desktop, NetSuite, Xero, Sage Intacct, and Microsoft Dynamics 365 Business Central. The virtual card API supports issuance, transaction metadata, real-time authorization and clearing data through webhooks, and configurable card controls. Extend says it is PCI and SOC 2 compliant and uses TLS with SHA-256 and RSA encryption. Starter is free for up to five users and 100 virtual cards per month. Pro costs $8.99/user/mo (annual) or $11.99/user/mo (monthly), with a 10-user minimum for either option.