Jim Payment Link vs SumUp Payment Links
Jim Payment Link
jim.comSumUp Payment Links
sumup.comSide by side
| Figure | Jim Payment Link | SumUp Payment Links |
|---|---|---|
| Price from | Free | £15.75/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 3 | 4 |
| Spec score · Payment Link Software | 8.6 (#9) | 8.6 (#10) |
| Customer checkout | Customers can pay from a link with card details or Apple Pay, Google Pay or Samsung Pay without installing Jim or creating an account. | Customers can pay through a secure online page without downloading an app or creating an account. |
| Founded | 2013 | 2012 |
| Intended users | Jim describes its audience as independent sellers and micro-entrepreneurs in the United States. | SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders. |
| Payment methods | Customers can pay by debit card, credit card, Apple Pay, or digital wallet. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Rating on Apple App Store | 4.8 out of 5 from 13K ratings | 3.8 out of 5 from 11 ratings for SumUp POS. |
| Rating on Google Play | 4.5 out of 5 from 2.44K reviews | 4.3 out of 5 from 4.52K reviews for SumUp Personal Finance. |
| Rating on Trustpilot | 3.0 out of 5 from 5 reviews | 4.2 out of 5 from 59,787 reviews. |
| Reusable links | A seller can enable link reuse for repeated fixed-price payments or leave it disabled for one-time links. | A reusable-link setting allows the same link to be shared with different customers on separate occasions. |
| Security | Jim says Payment Links use end-to-end encryption and real-time fraud prevention, and are PCI-compliant. | SumUp says every payment link is protected by 3D Secure 2. |
| What it does | Jim lets a seller create a payment link in its mobile app and share it by text, email, Instagram, WhatsApp or another messaging channel so a customer can pay remotely. | Payment Links creates secure online checkout links that merchants share so customers can pay without a website, online store, card reader or SumUp app. |
Plans
Jim Payment Link
- Jim accountFree
- Jim Payment LinkPrice not published
- Payment Link transactionPrice not published
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
Jim Payment Link
Jim Payment Link has no write-up on Specifiction yet; its figures are above.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.