Kilo Code vs Refact.ai
Kilo Code
kilo.aiRefact.ai
refact.aiSide by side
| Figure | Kilo Code | Refact.ai |
|---|---|---|
| Price from | $15/mo | $10/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 14 | 3 |
| Spec score · AI Coding Assistants | 9.3 (#7) | 9.3 (#5) |
| Spec score · AI Code Generators | 9.0 (#10) | 8.8 (#16) |
| Coding agent | Yes | Yes |
| Chat assistance | Yes | Yes |
| Codebase indexing | Yes | Yes |
| Code completion | Yes | Refact.ai predicts code in real time and says its completion uses Qwen2.5-Coder and retrieval-augmented generation. |
| Free plan | Yes | Yes |
| Integrations | Official integrations include GitHub, GitLab, DoltHub, and Bitbucket Cloud for organizations. | The maker lists GitHub, GitLab, Docker, PostgreSQL, MySQL, databases, CI/CD pipelines, and MCP among its integrations and tools. |
| Product | Kilo Code is an open-source AI coding assistant for IDEs, terminals, browsers, and mobile devices. | Refact describes itself as an open-source autonomous AI coding agent for software development. |
| Security | Kilo's security page lists SOC 2 materials, encryption in transit and at rest, SSO/SAML, SCIM, RBAC, audit logs, and paid-plan no-retention support. | The privacy policy says transmitted data is encrypted in transit and at rest, access is controlled, and role-based access controls and multi-factor authentication are used. |
| Support | Kilo directs users to Discord for real-time help, GitHub Issues for bugs and requests, and YouTube for tutorials. | The enterprise offering includes dedicated assistance from engineers, priority support, and onboarding. |
| Supported IDEs | VS Code,JetBrains,IntelliJ,PyCharm,WebStorm | VS Code,JetBrains,Visual Studio,Neovim,Sublime Text |
| Terminal access | Yes | Yes |
Plans
Kilo Code
- FreeFree
- Teams$15 a month
- EnterprisePriced on request
- Auto FreeFree
- Kilo GatewayFree
- Kilo Pass Starter$19 a month
- Kilo Pass Pro$49 a month
- Kilo Pass Expert$199 a month
- Free & Open SourceFree
- Kilo Pass$19 a month
In their own words
Kilo Code
Kilo Code is an open-source AI coding assistant for IDEs, terminals, browsers, and mobile devices. It can generate, refactor, and debug code, automate reviews, and deploy applications, with code completion, chat assistance, codebase indexing, and terminal access. Users can access more than 500 models across more than 60 providers, including free, local, and bring-your-own-key options. Kilo is available as extensions for VS Code and JetBrains editors, as a terminal CLI, and through cloud agents. Its modes include Code, Architect, Debug, Custom, and Auto; Auto Model routes tasks through Efficient, Frontier, or Free strategies. Cloud agents run remotely and can create branches, with optional commits and pushes. The source is MIT-licensed and can be inspected, modified, or self-hosted. The Free plan costs nothing, with usage billed separately; the Auto Free option requires no hosted credit and can route to free models where available. Teams costs $15 a month ($15/user/month). Kilo Pass subscriptions start at $19 a month, and the Enterprise trial lasts 14 days.
Refact.ai
Refact.ai is a free, open-source autonomous AI coding agent for software development. It provides real-time code completion, in-IDE chat and agent workflows that can plan, execute and deploy coding tasks while letting users preview and control the process. Chat supports natural-language questions, editing, debugging and code generation. Repository analysis, retrieval-augmented generation and codebase indexing provide project-aware context, and terminal access is available. The maker says it supports more than 25 programming languages. Plugins are listed for VS Code and JetBrains, with Visual Studio, Neovim and Sublime Text marked beta. Platforms include Windows, macOS, Linux, API, extension and self-hosted deployment. Local use can connect to configured providers or runtimes such as OpenAI, Anthropic, Gemini, Ollama, LM Studio and vLLM. The Free plan costs nothing for personal and hobby projects. Pro costs $10 a month for professional use. Hosted accounts and cloud features are being retired.