KLARA vs PayFit

KLARA is cloud-based business software for Swiss SMEs, bringing accounting, payroll, point of sale, inventory, appointment booking, website, and online shop functions together. Accounting tools cover offers, delivery notes, invoices, reminders, bank connections, AI-assisted receipt booking, and automated reconciliation. KLARA Lohn automates payroll calculations and electronic authority filings and is Swissdec ELM5 certified. Its point-of-sale offer combines hardware, software, and payments for mobile or stationary use, with support for multiple stores and terminals per location. KLARA Payments lists methods including TWINT and Apple Pay, with a 1.7% transaction fee and no subscription or additional fees. The API page lists 97 integration endpoints. The myKLARA app scans and books receipts and invoices, manages contacts, and records work time; it is included at no charge in Business Basic and Plus. KLARA says it has ISO 27001 certification and stores application data in Switzerland, while communication-only user data may be stored abroad. Business Basic costs CHF 48 a month on a two-year term with annual payment and allows up to three admin users. Business Plus costs CHF 69 a month on those terms and includes unlimited admin users.

PayFit combines payroll and human-resources management for businesses, with web, Android, iOS, and API access. Listed functions include employee records, leave and absence management, onboarding and offboarding, HR documents, performance management, project and time tracking, and expenses. For UK payroll, PayFit says its team prepares pay runs and submits RTI filings to HMRC for customer review and approval. Employees can request leave for manager approval, and approved leave flows into payroll; approved expenses are also added to payroll. PayFit AI answers payroll and HR questions, handles routine tasks, and flags anomalies and upcoming actions. Integrations cover accounting, HR, benefits, and payment tools, with an Open API for custom connections. The service is ISO 27001 certified, encrypts stored data, backs it up hourly, and replicates data across French data centres. Plans start at €16.00 per month plus a €49 fixed monthly fee; there is no free plan.