Kubera vs Sure
Kubera
kubera.comSure
sure.amSide by side
| Figure | Kubera | Sure |
|---|---|---|
| Price from | $20.83/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 1 |
| Spec score · Personal Finance Software | 8.6 (#26) | 8.8 (#11) |
| Free plan | No | Yes |
| Intended users | Kubera describes itself as a balance sheet for people managing their own wealth, including people with complex trusts and holding companies. | Sure presents itself as a personal finance app for everyone and says it supports both personal and business accounts. |
| Product | Kubera is a balance sheet and portfolio tracker for people who manage their own wealth. | Sure describes itself as an all-in-one personal finance platform for tracking, optimizing, growing, and managing money. |
| Security | Kubera says data is encrypted at rest on AWS and in transit over HTTPS with HSTS, while its account connections are read-only. | Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid. |
| Support | Black includes priority email support and one-to-one Zoom calls; Kubera says its team replies to customer emails. | The pricing page directs users with unanswered questions to the Sure community on Discord. |
Plans
In their own words
Sure
Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.