Lucinity Platform vs Mastercard Decision Intelligence
Lucinity Platform
lucinity.comMastercard Decision Intelligence
mastercard.comSide by side
| Figure | Lucinity Platform | Mastercard Decision Intelligence |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Financial Crime Compliance Software | 7.8 (#6) | 7.5 (#12) |
| Deployment | cloud | The Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times. |
| Founded | 2018 | Mastercard was founded as the Interbank Card Association in 1966. |
| Headquarters | Reykjavík, Iceland | Mastercard’s global headquarters are in Purchase, New York, USA. |
| Purpose | Lucinity is a modular AML platform for financial crime prevention. | Decision Intelligence is a transaction risk monitoring solution that helps prevent fraud and approve genuine transactions in real time. |
Plans
Mastercard Decision Intelligence
- Decision Intelligence ProPriced on request
In their own words
Lucinity Platform
Lucinity Platform is a modular cloud platform for financial crime prevention, intended for financial institutions and compliance teams. Its Case Management module brings alerts, investigations, and reporting into one workspace. Transaction Monitoring uses scenario-based and AI-based monitoring to identify financial crime, while Customer 360 combines KYC, transaction, and behavioral information into a customer view. Regulatory Reporting supports generating and submitting reports, and Luci AI Agent is designed to simplify and automate complex investigations. Lucinity describes the service as API-first SaaS, with APIs for data ingestion and publishing as well as RESTful and webhook integrations. It is available through Microsoft Azure Marketplace and uses Microsoft Azure language models for Luci. Security provisions include ISO 27001 certification, SOC 2 compliance, and a Secure Lockbox that encrypts personally identifiable information in isolated infrastructure. Customers own their data and can request processing reports or their complete dataset. The service is cloud deployed and offers a free trial; pricing is on request. Lucinity was founded in 2018 and is headquartered in Reykjavík, Iceland.
Mastercard Decision Intelligence
Mastercard Decision Intelligence has no write-up on Specifiction yet; its figures are above.