Lunch Flow Platform API vs Powens
Lunch Flow Platform API
lunchflow.app
Powens
powens.comSide by side
| Figure | Lunch Flow Platform API | Powens |
|---|---|---|
| Price from | $2.92/mo | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 6 | 1 |
| Spec score · Bank Connectivity Software | 7.9 (#16) | 8.2 (#8) |
| Spec score · Financial Data APIs | 7.9 (#12) | 8.2 (#6) |
| Coverage | Lunch Flow says its API provides bank and investment connectivity across 30+ countries. | Powens lists data connectivity in 12 EU countries and describes its accounts and SEPA transfer coverage across the SEPA area. |
| Integrations | Official destinations include Lunch Money, Actual Budget, Google Sheets, YNAB, MCP, CSV/OFX export, and the REST API. | For business account aggregation, Powens says it connects to PSP wallets such as PayPal, Stripe and GoCardless. |
| Security | The security guide says data is encrypted with AES-256 and that Lunch Flow never sees bank passwords or receives full account numbers. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | The Platform API documentation directs users with questions or issues to [email protected]. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
Plans
Lunch Flow Platform API
- Individual$5.49 a month
- Individual$34.99 a year
- Developers & teamsPriced on request
- For individuals (monthly)$5.49 a month
- For individuals (annual)$34.99 a year
- For developers & teamsPriced on request
In their own words
Lunch Flow Platform API
Lunch Flow Platform API has no write-up on Specifiction yet; its figures are above.
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.