Mambu vs Thought Machine Vault Core
Mambu
mambu.comThought Machine Vault Core
thoughtmachine.netSide by side
| Figure | Mambu | Thought Machine Vault Core |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking Systems | 7.1 (#11) | 7.5 (#8) |
| Spec score · Core Banking Software | 7.1 (#15) | 7.5 (#11) |
| Deployment | Mambu supports greenfield launches, progressive modernisation, dual-core strategies and full migration. | Vault is offered through public, private, or hybrid cloud models and described as cloud agnostic. |
| Founded | 2010 | 2014 |
| Headquarters | Amsterdam, Netherlands | The company lists London as its headquarters, at 7 Herbrand St, London WC1N 1EX, United Kingdom. |
| Integrations | Mambu offers RESTful APIs, webhooks and streaming APIs for integrating systems, partners and services and coordinating workflows. | Thought Machine says its ecosystem includes more than 50 platforms and innovators, including technology providers, cloud platforms, and system integrators. |
| Intended customers | Mambu describes its customers as banks, neobanks, credit unions, lenders, fintechs and non-financial institutions. | The company identifies global and national banks, mid-size and regional banks, fintechs, and digital banks as audiences it serves. |
| Products | The platform supports deposits, lending, Islamic banking and payments. | The platform supports current and transaction accounts, savings and term deposits, loans and mortgages, credit cards, wallets, and rewards programmes. |
Plans
In their own words
Mambu
Mambu is a cloud-based core banking platform for banks, lenders, fintechs and other financial institutions. Its Mambu Core is composable and supports deposits, consumer and SME lending, buy now pay later, embedded finance, Islamic banking and payments. Mambu Payments connects partner banks and payment schemes, coordinates payment flows and manages operations through one API. Mambu Agentic links AI to core data and supports agents and workflows inside the platform. RESTful APIs, webhooks and streaming APIs connect systems, partners and services. The platform supports greenfield launches, progressive modernisation, dual-core strategies and full migration, with loan management, real-time processing, API access and regulatory reporting. Mambu states a 99.99% uptime SLA for Mambu Core. It describes SOC 1 and SOC 2 reports, an ISO/IEC 27001 information security management system and 24/7 on-call coverage for security or risk incidents. It is available through web and API access. Pricing is on request.
Thought Machine Vault Core
Thought Machine Vault Core has no write-up on Specifiction yet; its figures are above.