Mastercard Decision Intelligence vs Paynetics Card Issuing
Mastercard Decision Intelligence
mastercard.com
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | Mastercard Decision Intelligence | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 1 |
| Spec score · Card Issuing Platforms | 7.5 (#9) | 7.8 (#3) |
| Headquarters | Mastercard’s global headquarters are in Purchase, New York, USA. | Sofia, Bulgaria |
| Purpose | Decision Intelligence is a transaction risk monitoring solution that helps prevent fraud and approve genuine transactions in real time. | Paynetics provides versatile, flexible card issuing for businesses. |
| Who it serves | Mastercard describes its risk decisioning solutions for issuers, acquirers and merchant service providers. | The page lists use cases including consumer gift cards, e-commerce virtual cards, government disbursements, payroll incentives, remittance, child and teen prepaid cards, cryptocurrency and freelancer payments. |
Plans
Mastercard Decision Intelligence
- Decision Intelligence ProPriced on request
In their own words
Mastercard Decision Intelligence
Mastercard Decision Intelligence has no write-up on Specifiction yet; its figures are above.
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.