Mercado Pago Payment Link vs PicPay
Mercado Pago Payment Link
mercadopago.com.br
PicPay
picpay.comSide by side
| Figure | Mercado Pago Payment Link | PicPay |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 6 | 2 |
| Spec score · Digital Banking Apps in Brazil | 8.4 (#1) | 7.8 (#2) |
| Headquarters | Osasco, São Paulo, Brazil | São Paulo, Brazil |
| Installments | The product advertises up to 18 interest-free installments for the buyer when the seller pays the additional installment fee. | The account page says users can split Pix and boleto payments into up to 12 installments on any card, or up to 36 installments with PicPay Parcela. |
| Support | The payment-link page says support is available when needed; the general security page says support is available 24 hours. | PicPay directs customers to its online Help Center for questions and customer support. |
| What it does | Payment Link lets a seller create a hosted checkout URL, share it through messaging or social channels, and collect payment without operating a website. | PicPay describes itself as a financial ecosystem offering accounts, payments, credit, investments, insurance and cards for individuals and businesses. |
Plans
Mercado Pago Payment Link
- Pay as you sellFree
- BoletoPriced on request
- Credit card — 14-day receiptPriced on request
- Credit card — 30-day receiptPriced on request
- Credit card — immediate receiptPriced on request
- PixPriced on request
In their own words
Mercado Pago Payment Link
Mercado Pago Payment Link has no write-up on Specifiction yet; its figures are above.
PicPay
PicPay is a financial service for individuals and businesses, offering accounts, payments, credit, investments, insurance, and cards. It is available on Android, iOS, and the web, and transfers are instant, trackable, and schedulable. For consumers, account features include scheduled Pix, Pix by WhatsApp, and contactless Pix using Google Pay. Users can split Pix and boleto payments into up to 12 installments on any card, or up to 36 installments with PicPay Parcela. Its debit and credit card is managed in the app and advertised without an annual fee. PicPay says account balances earn 102% of CDI on business days and offers Cofrinhos for savings goals. PicPay Empresas provides a card reader, payment links, PicPay Tap, and boleto payment options. Its Smart device combines order management, inventory control, and payment acceptance. The listed consumer and business accounts are free. PicPay directs customers to its online Help Center for questions and support.