Mercado Pago Payment Link vs Razorpay Payment Links
Mercado Pago Payment Link
mercadopago.com.brRazorpay Payment Links
razorpay.comSide by side
| Figure | Mercado Pago Payment Link | Razorpay Payment Links |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 3 |
| Spec score · Payment Link Software | 8.7 (#8) | 8.2 (#13) |
| Payment methods | The Brazilian link checkout accepts credit cards, Caixa virtual debit, Mercado Pago balance or credit line, Pix and boleto. | Supported methods include cards, UPI, netbanking, wallets, EMI, Pay Later and bank transfer. |
| Purpose | Lets sellers create a payment link and share it with customers, without needing a website or ecommerce store. | Payment Links let businesses collect payments by sharing a link with customers through SMS, email, or WhatsApp. |
| Rating on G2 | No rating; 0 reviews listed | 4.3 out of 5 from 174 reviews |
| Rating on GetApp | 4.7 out of 5 from 118 reviews | 3.6 out of 5 from 112 reviews |
| Rating on Google Play | 4.9 out of 5 from 14.3 million reviews | 3.3 out of 5 from 9.68K reviews |
| Support | The payment-link page says support is available when needed; the general security page says support is available 24 hours. | Razorpay’s site provides a Payments ticket option and links to a knowledge base. |
| What it does | Payment Link lets a seller create a hosted checkout URL, share it through messaging or social channels, and collect payment without operating a website. | Razorpay Payment Links creates hosted payment URLs that merchants share through SMS, email or WhatsApp to collect money without building a checkout site. |
Plans
Mercado Pago Payment Link
- Pay as you sellFree
- BoletoPriced on request
- Credit card — 14-day receiptPriced on request
- Credit card — 30-day receiptPriced on request
- Credit card — immediate receiptPriced on request
- PixPriced on request
Razorpay Payment Links
- 90-day introductory offerFree
- Payment LinksFree
- Standard platform feePrice not published
In their own words
Mercado Pago Payment Link
Mercado Pago Payment Link has no write-up on Specifiction yet; its figures are above.
Razorpay Payment Links
Razorpay Payment Links lets businesses collect customer payments by sending a link through SMS, email, or WhatsApp. Customers can pay using 180+ payment methods, while businesses can customize the payment page to match their brand. Payment terms can include an upfront amount, installments, or an advance. For bulk creation, users can upload a .csv or .xlsx file to generate and share hundreds of links at once. Webhook notifications report transactions, and APIs can automate link creation and collection. Payment Links support nearly 100 major currencies, with automatic real-time conversion. Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python, .NET, Node.js, Java, and Go, and plugins or documentation for commerce platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. There is no free plan, though a free trial is listed. Pricing includes a zero-fee offer for the first 90 days; afterward, the listed fee is 2% plus GST on successful payments.