Mercado Pago vs Ria Money Transfer
Mercado Pago
mercadopago.com.ar
Ria Money Transfer
riamoneytransfer.comSide by side
| Figure | Mercado Pago | Ria Money Transfer |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 3 |
| Spec score · Money Transfer Apps | 8.9 (#8) | 8.9 (#7) |
| Mobile platforms | both | both |
| Payment methods | The payment link page says buyers can pay by credit card in installments, debit, cash, Mercado Pago balance, or Mercado Crédito where available. | The service accepts bank accounts, debit cards, credit cards and, in some markets, cash payments. |
| Praise: usability | GetApp reviewers give ease of use 4.7/5 and frequently describe the interface, payment links and transfers as simple and fast. | Trustpilot's review summary says customers commonly find account creation and sending money simple and safe. |
| Rating on Google Play | 4.8 out of 5 from 14.3M reviews. | 4.78 out of 5 from 244,063 ratings |
| Rating on Trustpilot | 1.5 out of 5 from 382 reviews. | 4.3 out of 5 from 39,251 reviews |
| Transfer speed | instant | instant |
| What it does | Mercado Pago offers tools for receiving online and in-person payments, including payment links, QR codes, card readers, and e-commerce checkout integrations. | Ria provides international money transfers through its website, mobile apps, agents and stores. |
Plans
Mercado Pago
- Cuenta digitalFree
- Cuenta gratisFree
- Link de pago — money available in 35 days$1.49, paid once
- Link de pago — money available in 18 days$3.39, paid once
- Link de pago — money available in 10 days$4.39, paid once
- Link de pago — money available instantly$6.29, paid once
- Cobro con QRPriced on request
- Link de pagoPriced on request
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Mercado Pago
Mercado Pago has no write-up on Specifiction yet; its figures are above.
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.