Midtrans vs PaySimple
Midtrans
midtrans.comPaySimple
paysimple.comSide by side
| Figure | Midtrans | PaySimple |
|---|---|---|
| Price from | Free | $49.95/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 5 |
| Spec score · Payment Processing Software | 9.0 (#5) | 8.7 (#13) |
| Founded | 2012 | 2006 |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Denver, Colorado, United States |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | PaySimple offers RESTful APIs, hosted checkout solutions, and webhook callbacks for software integrations. |
| Intended customers | Midtrans says it provides payment solutions for businesses of any size, including startups, medium businesses, and enterprises. | PaySimple says it has helped over 22,000 business owners streamline billing and payment acceptance since 2006. |
| Rating on Google Play | GoPay Merchant, the related GoTo merchant app referenced by Midtrans privacy materials, is rated 4.7 out of 5 from 82.6K reviews. | 3.7 out of 5 from 57 reviews |
| Recurring billing | Recurring or subscription payments are listed as a supported feature. | Users can create recurring payment schedules, payment plans and prorated amounts. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | PaySimple says it is a Level 1 PCI DSS service provider, encrypts account information and restricts APIs to authorized HTTPS/TLS requests. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | PaySimple lists customer support by email and a self-service Help Center, with support hours of 9 a.m. to 6 p.m. Eastern Time Monday through Friday. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | PaySimple provides payment processing, billing, invoicing and customer-management software for service businesses. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
PaySimple
- PaySimple solution$49.95 a month
- Basic$69.95 a month
- PaySimple platform$79.95 a month
- ACH/eCheck processingPriced on request
- Credit/debit card processingPriced on request
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.