MobilePayments vs SwipeSimple
MobilePayments
mobilepayments.co.ukSwipeSimple
swipesimple.comSide by side
| Figure | MobilePayments | SwipeSimple |
|---|---|---|
| Price from | — | $19.95/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | — | Yes |
| Plans published | 5 | 11 |
| Spec score · Mobile Payment Processing Software | 7.8 (#10) | 8.5 (#4) |
| Product | MobilePayments provides tools for taking payments and managing sales, products and reporting. | SwipeSimple provides payment acceptance tools for small businesses, including mobile payments, terminals, and computer-based payment processing. |
| Reporting | Its reporting shows live sales, VAT, fees and tips, and the site describes AI features for asking questions about sales and stock and creating reports. | The reporting dashboard provides real-time transaction data, sales trends, customer records, and exportable reports. |
| Support | Support is listed as available Monday to Friday, 8am–6pm, by phone, WhatsApp, live chat and email. | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. |
Plans
MobilePayments
- In-person card paymentsPriced on request
- Payment LinksPriced on request
- Card Reader$49, paid once
- Card Reader Pro$179, paid once
- Smart Terminal$279, paid once
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
MobilePayments
MobilePayments has no write-up on Specifiction yet; its figures are above.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.