MoneyHash vs PayOrc
MoneyHash
moneyhash.io
PayOrc
payorc.comSide by side
| Figure | MoneyHash | PayOrc |
|---|---|---|
| Price from | — | $25/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Payment Orchestration Platforms | 7.6 (#11) | 8.7 (#5) |
| Founded | 2020 | PayOrc's company timeline says it was founded in 2025 Q2 and achieved PCI DSS Level 1 certification from day one. |
| Headquarters | New York City, United States | Dubai, United Arab Emirates |
| Integrations | MoneyHash connects pay-in, payout, and value-added payment services through a unified API, and its integrations page invites provider requests. | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. |
| Payment products | The product suite includes payment links, virtual wallets, subscriptions, and digital invoices. | Listed products include payment links, subscriptions, invoicing, QR payments, branded checkout, fraud risk tools, POS and payment gateway services. |
| Security | The developer hub lists PCI DSS Level 1, tokenization, 3-D Secure, and data residency under Security & Compliance. | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. |
| Support | The company says its team provides support across technical integrations, infrastructure, and payment strategy. | The developer page says developer support is available through Slack, email, and video calls. |
| What it does | MoneyHash describes itself as payment infrastructure software for businesses in Africa and the Middle East, helping manage payments across fragmented emerging markets. | PayOrc provides a unified payment-orchestration layer for merchants, payment providers, banks and technology platforms. |
Plans
In their own words
MoneyHash
MoneyHash provides payment infrastructure and orchestration for businesses in emerging markets, with a stated focus on Africa and the Middle East. Its unified API connects businesses to payment providers and methods, while provider setup is managed through a dashboard. Programmable routing rules can direct transactions across providers, and the platform supports retries and provider failover. The dashboard shows transactions, revenue, refunds, and channel performance. Its products include pay-in and payout integrations, alternative payment methods, recurring payments, a tokenization vault, payment links, virtual wallets, subscriptions, and digital invoices. Checkout options include hosted pages, web embeds, mobile SDKs, and direct API integration. The pay-in integration page describes connections to 300+ providers across 100+ markets, including cards, wallets, BNPL, and open banking. Developer resources include documentation, guides, SDKs for JavaScript, iOS, Android, Flutter, and React Native, and troubleshooting support. The company says its team can assist with technical integration, infrastructure, and payment strategy. Direct API integration requires PCI DSS Level 1 certification, and merchants are responsible for collecting, handling, and transmitting cardholder data. Pricing is available on request.
PayOrc
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs $25 a month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.