MoneyPatrol vs SoFi
MoneyPatrol
moneypatrol.comSoFi
sofi.comSide by side
| Figure | MoneyPatrol | SoFi |
|---|---|---|
| Price from | $1.67/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | — |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 5 | 7 |
| Spec score · Personal Finance Software | 9.2 (#4) | 9.5 (#1) |
| Account sync | both | both |
| Bill tracking | Yes | Users can set up budgets and spot upcoming bills. |
| Budgeting tools | Yes | Yes |
| Financial tools | Features include expense, income, budget, bill, debt, investment, net worth, credit score, and receipt tracking. | Features include credit-score monitoring, a budget planner, and retirement and investment goal tracking. |
| Free plan | Yes | Yes |
| Plan integrations | Paid plans include Excel, Google Sheets, Zillow Zestimate, and multiple data aggregators depending on plan. | SoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses. |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Report export | Advanced reports can be exported to Excel or PDF files. | Yes |
| Paid from | 3.99 | 10 |
| Priority support | Priority support is included with the Power plan. | SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634. |
Plans
MoneyPatrol
- Forever FreeFree
- Essential$19.99 a year
- Premier$39.99 a year
- Power$69.99 a year
- Power Lifetime$299.99, paid once
SoFi
- SoFi Coach / RelayPriced on request
- SoFi Coach / RelayPrice not published
- SoFi Plus$10 a month
- SoFi Plus$120 a year
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
In their own words
MoneyPatrol
MoneyPatrol is a personal finance service for tracking income, expenses, budgets, bills, debt, investments, net worth, credit scores, and receipts. Its forever-free plan has no fees and includes core tracking and dashboard features such as linked accounts, alerts, bill reminders, and reports. Users can share dashboards with spouses, financial coaches, advisors, and CPAs. Alerts and reminders cover bills, fees, low balances, and suspicious transactions. MoneyPatrol connects accounts through financial institutions and lists apps for Play Store, App Store, Windows, Mac, and Linux. Paid plans include a 15-day free trial. Listed monthly prices are $3.99, $6.99, and $9.99; annual Essential, Premier, and Power plans are listed at 19.99 USD, 39.99 USD, and $69.99 a year. Power Lifetime is listed at 299.99 USD as a one-time payment. Paid-plan integrations and data-retention periods vary by plan, and Power includes daily data backups. The service also provides access to more than 500 financial calculators.
SoFi
SoFi brings banking, lending, investing, credit cards, insurance, crypto, and financial guidance into one platform. Its banking tools cover balance and transaction monitoring, alerts, bill pay, transfers, mobile check deposits, debit-card controls, and automated savings. SoFi Invest offers self-directed and robo investing, IRAs, stock and IPO investing, fractional shares, and ETFs. SoFi Relay links external accounts and helps members track credit scores and finances. SoFi Coach provides financial insights by chat 24-7, with a budget planner and retirement and investment goal tracking; it can connect accounts from more than 12,000 financial institutions. Members can transfer money and open checking and savings accounts through chat, but Coach does not recommend specific stocks or execute trades. Coach is free to members using SoFi banking, borrowing, or investing services. SoFi Plus costs $10 a month. Checking and Savings is listed at free, with no account, service, or maintenance fees and no minimum balance requirement. SoFi lists web and mobile access, and its official app is distributed through the Apple App Store and Google Play Store.