MoneyWiz vs Wallet by BudgetBakers
MoneyWiz
wiz.moneyWallet by BudgetBakers
web.budgetbakers.comSide by side
| Figure | MoneyWiz | Wallet by BudgetBakers |
|---|---|---|
| Price from | $2.50/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | — | Yes |
| Plans published | 5 | 4 |
| Spec score · Personal Finance Software | 8.7 (#20) | 8.8 (#10) |
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Import | The maker says MoneyWiz imports financial data from CSV, QIF, OFX, QFX, and MT940 files. | Users can import historical financial records in CSV, XLS, or OFX formats. |
| Integrations | The privacy policy identifies Plaid, Yodlee, and Salt Edge as online banking providers and says MoneyWiz does not store online banking credentials. | Wallet offers MCP connections for AI assistants and a REST API for tools such as Excel and Power BI. |
| Mobile apps | ios | both |
| Net-worth tracking | Yes | Yes |
| Privacy | The privacy policy says MoneyWiz stores aggregated financial data locally and that SYNCbits uploads encrypted data for syncing between a user's devices. | BudgetBakers says it complies with GDPR, requires explicit user authorization, and provides a right to data deletion. |
| Report export | Yes | Yes |
| Support | The pricing page includes email and chat support with Standard and priority email and chat support with Premium. | The download page lists priority support among Wallet's stated benefits. |
Plans
MoneyWiz
- Standard$29.99 a year
- Premium$59.99 a year
- PREMIUM$5.99 a month
- STANDARD$29.99 a year
- PREMIUM$59.99 a year
Wallet by BudgetBakers
- FreeFree
- Premium LifetimePrice not published
- Premium MonthlyPrice not published
- Premium YearlyPrice not published
In their own words
Wallet by BudgetBakers
Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS, and web. It is not a bank and does not hold funds, send payments, or withdraw cash. Users can set category spending limits, receive overspending alerts, use AI-powered category assignment, and choose among multiple budget types. Wallet says it connects to over 15,000 financial institutions for transaction syncing and balance updates. It supports multiple currencies with automatic exchange-rate calculations, and imports historical records in CSV, XLS, or OFX formats. The mobile app lists real-time notifications, quick expense entry, receipt scanning, and offline mode. The web app lists analytics, bulk operations, report export, and multi-tab support. Premium includes Group Sharing for household expenses and savings goals, with control over shared accounts; its REST API provides access to transactions, accounts, budgets, and goals. BudgetBakers says bank access is read-only, and describes GDPR compliance and a right to data deletion. Wallet has a free plan, and a free trial is listed.