MoonClerk vs Paystack
MoonClerk
moonclerk.comPaystack
paystack.comSide by side
| Figure | MoonClerk | Paystack |
|---|---|---|
| Price from | $18/mo | 1 NGN/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 21 | 10 |
| Spec score · Payment Processing Software | 7.8 (#28) | 8.8 (#11) |
| Spec score · Payment Link Software | 7.9 (#15) | 8.8 (#7) |
| Headquarters | Greenville, South Carolina, United States | Lagos, Nigeria |
| Integrations | The maker lists Zapier, webhooks, QuickBooks, Xero, Mailchimp, HubSpot, Slack, and Google Sheets among its integrations. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Security | The maker states that checkout uses HTTPS encryption and that it is PCI-DSS Service Provider Level 1 certified. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
| Support | MoonClerk says its support is handled by real people and advertises replies in minutes on every plan. | Paystack says its Customer Success team is available around the clock. |
Plans
MoonClerk
- Up to $2,000 monthly volume$18 a month
- $2,000–$4,000 monthly volume$35 a month
- $4,000–$7,500 monthly volume$60 a month
- $7,500–$12,500 monthly volume$90 a month
- $12,500–$20,000 monthly volume$130 a month
- $20,000–$30,000 monthly volume$175 a month
- $30,000–$45,000 monthly volume$230 a month
- $45,000–$65,000 monthly volume$310 a month
- $65,000–$100,000 monthly volume$415 a month
- Up to $2,000/month$18 a month
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
MoonClerk
MoonClerk creates branded payment forms connected to a Stripe account for subscriptions, donations, rent, retainers and other recurring or one-time payments. Billing can follow weekly, monthly, annual or custom schedules. Forms may be hosted, embedded on a website or shared as links, and checkout supports Apple Pay and Google Pay. Free or paid trials can be configured with an automatic first charge; the features page specifies free trials from 0 to 90 days. Stripe processes payments and sends payouts to the customer's own Stripe account. MoonClerk says it adds no per-transaction fees. It offers a read-only REST API for forms, customers and payments, plus webhooks, and requires a Stripe account. Listed integrations include Zapier, QuickBooks, Xero, Mailchimp, HubSpot, Slack and Google Sheets. Plans include the same product features and unlimited forms, products, customers and seats; monthly cost depends on payment volume. The starting tier is $18 a month for up to $2,000 monthly volume. There is no free plan, but a free trial is available. MoonClerk was founded in 2012 and is headquartered in Greenville, South Carolina.
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.