Moss vs Turbine
Moss
getmoss.comTurbine
turbinehq.comSide by side
| Figure | Moss | Turbine |
|---|---|---|
| Price from | Free | $8/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 4 | 5 |
| Spec score · Expense Reimbursement Software | 8.5 (#7) | 7.5 (#21) |
| Integrations | Moss lists accounting, ERP, HR, travel, identity and productivity connections including DATEV, Xero, NetSuite, QuickBooks, Personio, Deel, Google Workspace, Azure and Okta. | Turbine lists a native Slack integration, Zapier connections to more than 8,000 apps, and Office 365 and Google sign-in and calendar syncing. |
| Product | Moss is a spend management platform for SMEs that combines corporate cards, accounts payable, reimbursements and accounting automation. | Turbine provides online tools for purchase orders, expenses, time-off requests and employee records. |
| Security | Moss states that it is ISO/IEC 27001:2022 certified, GDPR compliant and compliant with the Digital Operational Resilience Act, with multi-factor authentication, biometrics, four-eyes approvals and SSO. | Turbine says it uses access controls, SSL encryption, regular backups and monitoring, and hosts its servers with DigitalOcean in the Netherlands. |
| Support | Paid plans include 1:1 onboarding support, and Moss describes its customer service as best-in-class. | Support is offered through its knowledge base, in-app support, contact form and email; the support page says it does not offer phone support. |
Plans
Moss
- Free PlansFree
- Moss StarterFree
- Paid Moss PlatformPriced on request
- Paid PlansPriced on request
Turbine
- Tiny$8 a month
- Small$35 a month
- Medium$79 a month
- Large$159 a month
- Special pricingPriced on request
In their own words
Moss
Moss is a spend management platform for SMEs that combines corporate cards, accounts payable, reimbursements and accounting automation. Businesses can set card limits and merchant rules, create approval chains and purchase requests, and check budgets before spending. It offers physical and virtual Mastercard corporate cards, including unlimited virtual cards with real-time controls. Employees can upload receipts through the web or mobile app and add cost centres and VAT rates to transactions. Moss lists integrations with accounting software including Xero, Oracle NetSuite, QuickBooks Online, Microsoft Business Central, DATEV, AFAS, Exact and SAP Business One, alongside HR, SSO and productivity integrations. Its API supports custom integrations, automation, reporting and analytics. The free plan is free and covers up to 3 users, unlimited cards and up to 20 invoices monthly, using a debit-only wallet. Paid plans have no listed price and include expanded controls, integrations and onboarding support. Moss says its credit account can offer up to €2,500,000 with payment terms up to 60 days. Its stated security and compliance provisions include ISO/IEC 27001:2022 certification, GDPR compliance, DORA compliance and BaFin regulation under PSD2.
Turbine
Turbine is an online service for businesses handling purchase orders, expenses, time-off requests and employee records. Staff can create and manage purchase orders, submit expense claims with receipts and supporting documents, and request holidays, sick days or other leave. Managers can approve or reject leave requests. Purchasing and expense workflows can use custom approval levels, cost-centre budgets and approved-vendor lists. Turbine offers a native Slack integration, Zapier connections to more than 8,000 apps, and Office 365 and Google sign-in and calendar syncing. It runs on the web and works in phone and tablet browsers; there is no native mobile app. Plans include Tiny at $8 a month for 2 users, Small at $35 a month for 3–20 users, Medium at $79 a month for 21–50 users, and Large at $159 a month for 50–250 users. A 30-day trial is available, but there is no free plan. Turbine says it has no API or direct integration with QuickBooks or other accounting packages.