MultiCHAX vs SimpleChex
MultiCHAX
chax.com
SimpleChex
simplechex.comSide by side
| Figure | MultiCHAX | SimpleChex |
|---|---|---|
| Price from | — | $5/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | — |
| Plans published | 9 | 3 |
| Spec score · Check Printing Software | 8.4 (#5) | 8.3 (#8) |
| API and SDKs | The reviewed official documentation describes a virtual-printer integration model and does not present a public API or SDK. | The official pages reviewed describe browser workflows and PDF processing but do not state a public API, SDK, or self-hosted deployment. |
| MICR printing | The software reformats accounting print data into checks containing MICR characters and bank information in one step. | The service uses the real ANSI X9.13 E-13B magnetic font so bank scanners can read checks printed on plain paper. |
| Security | The pricing page says files are encrypted and password protected, with user rights for bank accounts and check amount limits. | The privacy policy says data is encrypted in transit with TLS 1.3 and at rest with AES-256, with workspace isolation through Postgres row-level security. |
| Security controls | User permissions can restrict controls, bank accounts, deposit-ticket printing, blank-check printing and maximum check amounts. | Bank numbers are hidden after entry, production database access is logged, and workspace isolation uses PostgreSQL row-level security. |
| Support | The store lists email support and included phone/chat support periods that vary by edition. | The help center directs users to email support and says typical replies arrive within one business day. |
| What it does | MultiCHAX prints payroll and accounts-payable checks with MICR encoding on blank or pre-printed stock through accounting software. | SimpleChex is a SaaS platform that generates, prints, and emails business checks as PDFs with MICR-encoded bank details. |
Plans
MultiCHAX
- Demo / TrialFree
- Upgrade License$125, paid once
- Starter$129, paid once
- Starter$129, paid once
- Professional$199, paid once
- Professional$199, paid once
- Ultimate$299, paid once
- Ultimate$299, paid once
- Enterprise$649, paid once
In their own words
SimpleChex
SimpleChex is a web-based service for creating business checks as PDFs with MICR-encoded routing and account numbers. Users can print checks on plain white paper or blank check stock, including Costco NL-VT-compatible stock, or email a PDF for the recipient to print and deposit like a check. The product uses the E-13B MICR font used by bank scanners. Users can save payees and addresses, and add an image or typed signature to checks. SimpleChex logs checks, batches, and emails, and past checks can be reprinted as PDFs. Firm accounts allow unlimited team members, with access scoped to selected businesses or bank accounts. For QuickBooks payroll, users can upload a payroll PDF for a MICR line to be added to each page. The service does not hold, transmit, or process funds; checks clear through the user's existing bank relationship. The free plan is free and allows one business, unlimited bank accounts, 10 checks per month, and one user. Solo costs $5 a month; Firm costs $19 a month and includes up to 10 businesses, with each additional business at $2/mo.