myPOS Virtual Terminal MO/TO vs NMI
myPOS Virtual Terminal MO/TO
mypos.comNMI
nmi.comSide by side
| Figure | myPOS Virtual Terminal MO/TO | NMI |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 0 |
| Spec score · Virtual Terminal Software | 8.5 (#3) | 7.6 (#12) |
| Company history | myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts. | NMI says its payment gateway has been a cornerstone of its payments offering since 2001. |
| Founded | 2012 | 2001 |
| Headquarters | The company story says London was the company's headquarters in 2017. | Schaumburg, Illinois, United States |
| Pricing | The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. | NMI directs pricing inquiries to its sales team; the pages reviewed do not state a standard public price. |
| Pricing model | The Ireland pricing page describes pay-per-transaction pricing with no lock-in contract and free merchant IBAN account, payout, business Mastercard, mobile app and 24/7 support. | NMI describes partner gateway pricing in terms of a buy rate and partner-defined merchant fees, and says applicable fees are set out in a proposal or fee schedule. |
| Security | The product page says the customer's credit card information cannot be accessed once the transaction has been completed. | NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent security assessments. |
| Support | The UK pricing page lists 24/7 customer support as free. | NMI provides a support portal for answers and support requests, with sales inquiries handled separately by its sales team. |
| What it does | myPOS MO/TO Virtual Terminal lets merchants manually process mail-order and telephone-order card payments when the customer is remote. | NMI provides an embedded payments platform with payment gateway, merchant onboarding, underwriting, and management tools. |
Plans
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
In their own words
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.
NMI
NMI provides an embedded payments platform for accepting and managing payments online, in stores, on mobile devices, and through self-service channels. Its gateway supports recurring billing, batch processing, webhooks, QR code payment links, transaction routing, and a virtual terminal. Checkout options include a customizable Payment Component, hosted payment pages, and a REST API. The Payment Component tokenizes payment details in the browser so sensitive data does not reach the integrator's servers. Supported methods include major card brands, Apple Pay, Google Pay, EMV, and contactless payments; currency availability beyond USD and CAD depends on the processor. NMI describes its customers as ISOs, software companies, and payment facilitators. Merchants generally work through a certified reseller or ISO that configures the gateway and handles the account. Partners can brand the gateway and portals, while Merchant Central combines CRM and underwriting tools for merchant onboarding and lifecycle management. Developer resources include web APIs, hosted pages, and SDKs for iOS, Android, Windows, and Linux. NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent assessments. Pricing is available on request.