myPOS Virtual Terminal MO/TO vs Square Online
myPOS Virtual Terminal MO/TO
mypos.comSquare Online
squareup.comSide by side
| Figure | myPOS Virtual Terminal MO/TO | Square Online |
|---|---|---|
| Price from | Free | $49/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 4 | 4 |
| Spec score · Virtual Terminal Software | 8.5 (#3) | 7.8 (#9) |
| Founded | 2012 | 2009 |
| Headquarters | The company story says London was the company's headquarters in 2017. | San Francisco, California, United States |
| Purpose | The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote. | Square Online lets businesses build an online store or website to sell products and take orders. |
| Security | The product page says the customer's credit card information cannot be accessed once the transaction has been completed. | Square says it maintains PCI certification and provides end-to-end encryption for card-present payments. |
| Support | The UK pricing page lists 24/7 customer support as free. | Square support is available by phone, email, live chat, and social media, and the Online support center includes setup and troubleshooting resources. |
Plans
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
Square Online
- Square FreeFree
- Square Plus$49 a month
- Square Premium$149 a month
- Square ProPriced on request
In their own words
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.
Square Online
Square Online has no write-up on Specifiction yet; its figures are above.