Native Teams vs Ontop

Native Teams is a work and payments platform for hiring, paying, and managing international workers. It operates through its own legal entities in 95+ countries, and its Employer of Record service lets companies employ teams through those entities without establishing a local one themselves. The platform brings together global payroll, contractor and gig payments, a multi-currency wallet, cards, and expense management. Driver payroll includes bulk CSV uploads, real-time tracking, API integrations, early wage access, and contract e-signatures. Contractor features include onboarding, agreement management, tax document support, and compliance management; the Contractor plan also lists third-party integrations. Native Teams offers Android, iOS, and web access. Its mobile app requires Android 8.0 or higher or iOS 16.0 or higher, and some newer Huawei devices without Google Play services may not support it. Plans include Contractor Pay at €19 a month per employee, Remoter at €79 a month, Employer of Record and Contractor of Record at €99 a month, and Entity Management at €149 a month. Gig Pay has custom pricing. There is no free plan; listed pricing starts from $19/mo.

Ontop serves companies hiring and paying contractors internationally, as well as freelancers receiving money from global clients. For companies, it provides contractor onboarding and management, automated contracts, compliance management, tax document support, and global USD payments. Its contractor service covers 150+ countries, subject to conditions and worker counts. QuickBooks can sync invoices, and BambooHR can transfer new-hire information. Freelancers can use the Global Account to receive, spend, and grow money, create payment requests, and let clients pay by card, bank transfer, or wallet without an Ontop account. The account supports transfers to 100+ countries, including Binance, Wise, and Revolut, and describes a Visa Platinum card and bill payments to 5,000+ providers in Mexico, Colombia, Argentina, Chile, and Peru. Freelancer accounts are free to create, with no setup or admin fees; payment pricing appears before a request is sent. Contractor of record starts at $49 a month. Ontop lists Android, iOS, and web platforms.