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SPECIFICTION
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Navan Expense vs Zoho Expense

Navan Expense

navan.com

Zoho Expense

zoho.com

Side by side

FigureNavan ExpenseZoho Expense
Price from$15/mo$4/mo
Free plan—Yes
Free trial—Yes
Open source——
WebYesYes
macOS—Yes
iOSYesYes
AndroidYesYes
API—Yes
Plans published24
Spec score · Expense Management7.7 (#12)8.6 (#7)
Spec score · Expense Tracking7.6 (#14)8.6 (#7)
Spec score · Expense Report Software7.7 (#8)8.6 (#2)
Spec score · Expense Reimbursement Software7.6 (#19)8.6 (#6)
Spec score · Mileage Tracking Software7.7 (#24)8.6 (#13)
Founded20151996
HeadquartersPalo Alto, California, United StatesChennai, India
IntegrationsExpense integrations include NetSuite, QuickBooks Online, Xero, Sage, and DATEV, with custom CSV exports also supported.The product page lists integrations including QuickBooks, Sage, Xero, Oracle, SAP, Zoho Books, Zoho CRM, Slack, and Microsoft Teams.
PurposeNavan Expense streamlines expense management from card swipe through reconciliation, with automated workflows and spend visibility.Zoho Expense is travel and expense management software for capturing expenses, organizing them into reports, routing approvals, and managing spend.
SecurityNavan lists SOC 1 Type II, SOC 2 Type II, ISO 27001, and PCI DSS certifications on its security page.Zoho says its services encrypt customer data at rest and in transit and logically separate each customer's data.
SupportNavan Business includes 24/7 travel support agents, while Enterprise includes a designated account executive, a dedicated customer success manager, and custom implementation.The pricing page lists email support for Free, email and call support for Standard, and around-the-clock priority global support for Custom.

Plans

Navan Expense

  • Navan Business$15 a month
  • Navan EnterprisePriced on request

Navan Expense pricing →

Zoho Expense

  • FreeFree
  • Standard$4 a month
  • Premium$6 a month
  • CustomPriced on request

Zoho Expense pricing →

In their own words

Navan Expense

Navan Expense has no write-up on Specifiction yet; its figures are above.

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Zoho Expense

Zoho Expense is travel and expense management software for capturing expenses, organizing reports, routing approvals, and managing spend. It is available on Android, iOS, and the web, with an API also listed. Receipt capture uses AI-powered OCR, and Standard supports itemized receipt capture in 38+ languages. That plan also includes corporate card management and real-time Visa and Mastercard feeds. Premium adds employee self-booking, global hotel and flight inventory, guest booking, and a built-in travel desk tool.

Listed integrations include QuickBooks, Sage, Xero, Oracle, SAP, Zoho Books, Zoho CRM, Slack, and Microsoft Teams. Zoho says customer data is encrypted at rest and in transit and logically separated; its listed compliance standards include ISO 27001, ISO 27017, ISO 27018, SOC 2 Type II, and GDPR. The Free plan is free for up to three users, with 20 receipt scans per user each month. Standard starts at $3 per user/month billed annually and has a 200-scan monthly limit per user; Premium starts at $5 per user/month billed annually and has a 1,000-scan limit. A 14-day free trial does not require credit card information.

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