Nequi vs Paysera
Nequi
nequi.com.co
Paysera
paysera.comSide by side
| Figure | Nequi | Paysera |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 2 | 1 |
| Spec score · Money Transfer Apps | 8.3 (#31) | 8.9 (#6) |
| Business tools | Nequi Negocios lets business owners receive payments and manage business money separately from personal money. | The app page says business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration. |
| Free plan | Yes | Yes |
| Mobile platforms | both | both |
| Support | Nequi provides a help center with guidance for using products, solving problems, managing accounts, and reporting emergencies involving money. | The Super App page advertises 24/7 support in 20 languages. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Yes |
Plans
Nequi
- Tarjeta Nequi Visa digitalFree
- Tarjeta Nequi Visa física + digital23,200 COP, paid once
In their own words
Paysera
Paysera Super App brings personal and business finance tools together, from everyday payments to investments. The personal account is a free multi-currency IBAN account with instant euro transfers and currency exchange supporting up to 30 currencies. In listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers each month; each subsequent transfer costs €0.30. Users can order and activate a digital Visa card, add it to Apple Pay or Google Pay, set spending limits, and block it. The app also lists goal-based savings, physical investment gold, peer-to-peer lending, and real estate investing through InRento. Business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration. Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks; its documentation lists Lithuania, Latvia, and Estonia as currently available during a market-by-market rollout. The app is available on Android, iOS, and web. Paysera advertises 24/7 support in 20 languages and says customer funds are kept separate from company funds.