Nequi vs Ria Money Transfer
Nequi
nequi.com.co
Ria Money Transfer
riamoneytransfer.comSide by side
| Figure | Nequi | Ria Money Transfer |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 2 | 3 |
| Spec score · Money Transfer Apps | 8.3 (#31) | 8.9 (#7) |
| Mobile platforms | both | both |
| Security controls | Nequi says it may temporarily block a card or account after detecting unusual activity and notify the customer through the app or by phone. | Ria says it uses multi-factor authentication and extended-validation SSL certificates. |
| Support | Nequi provides a help center with guidance for using products, solving problems, managing accounts, and reporting emergencies involving money. | Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Ria provides real-time transfer tracking through its website and app using a transfer PIN. |
Plans
Nequi
- Tarjeta Nequi Visa digitalFree
- Tarjeta Nequi Visa física + digital23,200 COP, paid once
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.