NetNow vs Onguard CreditManager
NetNow
netnow.ioOnguard CreditManager
onguard.comSide by side
| Figure | NetNow | Onguard CreditManager |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | — | Yes |
| Plans published | 1 | 1 |
| Spec score · Credit Management Software | 7.5 (#12) | 7.6 (#7) |
| Headquarters | Toronto, Ontario, Canada; New York, New York, United States | Amsterdam, Netherlands |
| Integrations | The FAQ lists NetSuite, Epicor, and SAP among supported ERP integrations and says it integrates with major credit bureaus. | Onguard says CreditManager works alongside ERP systems including SAP, Oracle, Microsoft Dynamics, and AS400, and supports Marketplace APIs and web-service integrations. |
| Pricing | Pricing varies by customer needs and usage; the company directs prospects to request a customized quote or free demo. | The product page directs prospective customers to book a demo, and the homepage invites visitors to contact Onguard about pricing; it does not state a price. |
| Purpose | NetNow provides a centralized platform for managing business credit applications, approvals, documents, and decisions. | CreditManager is a cloud-based credit management solution that automates credit management processes. |
| Security | NetNow says it maintains SOC 2 Type 2 compliance and uses encryption in transit and at rest, multi-factor authentication, and role-based access controls. | Onguard states that data in transit is encrypted with TLS 1.2 or higher and customer data is stored in single-tenant databases. |
| Support | Support is offered via live chat, email, and phone. | Onguard support is available on weekdays from 08:00 to 18:00, with a Help Center for ticketing, release notes, and FAQs. |
| Target users | The platform is built for credit teams and suppliers managing B2B credit and customer onboarding. | Onguard presents its platform for credit and finance teams at multinational companies managing multiple entities, currencies, languages, brands, or ERP systems. |
Plans
In their own words
NetNow
NetNow combines business credit, risk, and customer onboarding workflows for credit teams and suppliers managing B2B accounts. Its web platform centralizes applications, approvals, documents, and decisions. Teams can tailor digital application forms with company branding, custom fields, and layouts. Trade-reference requests can be automated, with vendor replies tracked and reminders sent. NetNow says it connects to more than 12,000 financial institutions for real-time bank-reference verification. Monitoring includes credit-activity alerts and weekly updates on NSFs, declining bank balances, credit scores, litigation, and bankruptcies. Listed ERP integrations include NetSuite, Epicor, and SAP; the company says its framework can accommodate most systems and that it integrates with all major credit bureaus. NetNow describes its security measures as SOC 2 Type 2 compliance, encryption in transit and at rest, role-based access, and multi-factor authentication. The SOC 2 report is available by request under NDA. A free trial is available, but there is no free plan. Pricing varies by needs and usage, so prospects must request a customized quote.
Onguard CreditManager
Onguard CreditManager is a cloud-based system for automating credit-management and collections work. Credit and finance teams can configure dunning workflows, segment customers, manage disputes and apply collection rules for subsidiaries. Credit scoring uses internal and external data, alongside cash-flow forecasts and performance indicators. Dashboards and an agenda provide near-real-time views of tasks, payments, KPIs, performance and risks. The Customer Portal lets customers view or download invoices, pay online, register payment notices, raise disputes and ask questions; it supports mobile devices and is available with CreditManager version 3.19 and later. Onguard says the service works with SAP, Oracle, Microsoft Dynamics and AS400, plus Marketplace APIs and web services. It runs on Microsoft Azure public cloud through a browser over HTTPS. Listed protections include TLS 1.2 or higher, single-tenant databases, a 99.8% uptime SLA and four-hour target recovery during business hours. Pricing is on request.