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SPECIFICTION
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NetNow vs Thor

NetNow

netnow.io

Thor

jointhor.com

Side by side

FigureNetNowThor
Price from—$350/mo
Free plan——
Free trialYes—
Open source——
WebYesYes
Plans published11
Spec score · Credit Management Software7.5 (#12)6.9 (#22)
Intended usersNetNow describes its product as tools for credit teams and says it is used by companies across North America.The service is intended for business use, and users must be at least 18 years old and able to form a binding contract.
SecurityNetNow says it maintains SOC 2 Type 2 compliance and uses encryption in transit and at rest, multi-factor authentication, and role-based access controls.Thor says it uses encryption in transit, access controls, and least-privilege access to production systems.
SupportSupport is offered via live chat, email, and phone.Thor offers guided onboarding and ongoing support from people who understand trade credit and distributor operations.

Plans

NetNow

  • Customized quotePriced on request

NetNow pricing →

Thor

  • One plan$350 a month

Thor pricing →

In their own words

NetNow

NetNow combines business credit, risk, and customer onboarding workflows for credit teams and suppliers managing B2B accounts. Its web platform centralizes applications, approvals, documents, and decisions. Teams can tailor digital application forms with company branding, custom fields, and layouts. Trade-reference requests can be automated, with vendor replies tracked and reminders sent. NetNow says it connects to more than 12,000 financial institutions for real-time bank-reference verification. Monitoring includes credit-activity alerts and weekly updates on NSFs, declining bank balances, credit scores, litigation, and bankruptcies. Listed ERP integrations include NetSuite, Epicor, and SAP; the company says its framework can accommodate most systems and that it integrates with all major credit bureaus. NetNow describes its security measures as SOC 2 Type 2 compliance, encryption in transit and at rest, role-based access, and multi-factor authentication. The SOC 2 report is available by request under NDA. A free trial is available, but there is no free plan. Pricing varies by needs and usage, so prospects must request a customized quote.

Visit netnow.io

Thor

Thor has no write-up on Specifiction yet; its figures are above.

Visit jointhor.com