NetValve Payment Link vs Paystack
NetValve Payment Link
netvalve.comPaystack
paystack.comSide by side
| Figure | NetValve Payment Link | Paystack |
|---|---|---|
| Price from | — | 1 NGN/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 10 |
| Spec score · Payment Link Software | 7.2 (#25) | 8.8 (#7) |
| Headquarters | NetValve says it is based in Miami. | Lagos, Nigeria |
| Integrations | The maker describes Payment Link as part of a platform with shared APIs and says its platform can route transactions through multiple processors. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Reporting | Merchants can monitor link conversion and export reports from the dashboard. | The dashboard provides reporting, alerts, exports, transaction reports, customer search, and customer purchase insights. |
| Security | NetValve says it is PCI DSS Level 1 certified and uses fraud monitoring, network tokenization, and encryption at every layer. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
| Support | NetValve says every account receives a dedicated team reachable by phone, email, or chat anytime. | Paystack says its Customer Success team is available around the clock. |
| What it does | NetValve Payment Link creates hosted checkout links that customers can pay through without the merchant having a website or writing code. | Paystack is a payment service provider for African businesses supporting online and in-person payments. |
Plans
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
NetValve Payment Link
NetValve Payment Link creates hosted checkout links for accepting credit card payments without a merchant website or development work. From the dashboard, merchants set an amount, currency and description, then share links by email, SMS, WhatsApp, social platforms or invoices. Hosted pages can display a logo, colours and business details. Links may expire, have a maximum use count, or both. The dashboard tracks views, clicks, completed payments and payment details in real time, while merchants can monitor conversion and export reports. NetValve says checkout, receipts and reconciliation are handled automatically, and webhook support is available. Payment Link is a cloud web service with basic checkout customisation and vendor-hosted token vaulting. The wider platform provides shared APIs, REST documentation, sandbox environments and processor routing; listed connections include PayPal, Braintree, Nuvei, Paysafe, Shift4, Fiserv and Mastercard Gateway. NetValve states PCI DSS Level 1 certification, fraud monitoring, network tokenisation and encryption. Pricing is on request and described as interchange-plus.
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.